Madison County property record for 613 Augusta Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Jan 2026) |
| Tax Bill | $3,253 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0004-0055 |
| Primary APN | 0056-0004-0055 |
|---|---|
| Alternative APNs |
|
| Lot Area | 54,886 sqft (1.26 acres) |
|---|
| Account Number | 62370 |
|---|---|
| Street Address | 613 AUGUSTA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW RIDGE LOT 55 |
| Legal Subdivision | WILLOW RIDGE |
| Legal Lot Number | 55 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10903 |
613 Augusta Dr is owned and occupied by an individual who bought it in January 2026.
Source: Madison County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 613 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Jan 8, 2026 | Deed, Transfer · VA Mortgage T2 FINANCIAL LLC |
| Jun 3, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on File |
| Deed Sale | Jan 8, 2026 · Amount on File |
| Prior Sale | Jun 3, 2019 · Amount on File |
| Deed Document Number | 2014310536 |
| Deed Book / Page | D878 / 207 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 613 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01770/622 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | M01770/622 |
| Instrument | 2013966592 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 8, 2026 |
| Property Address | 613 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | 00D878/207 |
| Book / Page | D878 / 207 |
| Map Reference | MB 12 PG 52 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2014310536 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2174 WAYNE RD, IRONDALE, AL 35210-3731 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 613 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | 2014310537 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2014310537 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 3, 2019 |
| Property Address | 613 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | D00774/259 |
| Book / Page | D00774 / 259 |
| Map Reference | MB 12 PG 52 |
| Instrument Date | May 31, 2019 |
| Instrument | 2013993443 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 613 AUGUSTA DR, 613, RICHMOND, KY 40475-7887 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6518 WILDERNESS TRL, WEST CHESTER, OH 45069-1304 |
The 2025 property tax bill for 613 Augusta Dr was $3,253 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,253.00 Additional exemption filed | $345,000 | $345,000 |
| 2023 | $2,958.00 | $305,000 | $305,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 613 Augusta Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1990–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 613 Augusta Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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