Madison County property record for 614 Augusta Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Aug 2022) |
| Tax Bill | $3,866 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0004-0042 |
| Primary APN | 0056-0004-0042 |
|---|---|
| Alternative APNs |
|
| Lot Area | 47,045 sqft (1.08 acres) |
|---|
| Account Number | 71706 |
|---|---|
| Street Address | 614 AUGUSTA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW RIDGE LOT 42 |
| Legal Subdivision | WILLOW RIDGE |
| Legal Phase | 11 |
| Legal Lot Number | 42 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10903 |
614 Augusta Dr is owned and occupied by an individual who bought it in August 2022.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 614 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Sep 6, 2017 | Deed, Transfer · VA Mortgage COMMONWEALTH BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2022 · Amount on File |
| Deed Sale | Aug 22, 2022 · Amount on File |
| Prior Sale | Sep 6, 2017 · Amount on File |
| Deed Document Number | 2014107755 |
| Deed Book / Page | D828 / 186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 22, 2022 |
| Property Address | 614 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | 00D828/186 |
| Book / Page | D828 / 186 |
| Map Reference | CAB 12 SL 52 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2014107755 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 SUNSET AVE, RICHMOND, KY 40475-1327 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 614 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | 2014107756 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2014107756 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 6, 2017 |
| Property Address | 614 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | D00749/755 |
| Book / Page | D00749 / 755 |
| Map Reference | CAB12 SL52 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 2013964452 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4216 NUTMEG DR, LEXINGTON, KY 40513-0913 |
| Name | Verified Name |
|---|---|
| Address | 614 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | 2013964453 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 2013964453 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 614 Augusta Dr was $3,866 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,866.00 Additional exemption filed | $410,000 | $410,000 |
| 2023 | $3,686.00 | $380,000 | $380,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 614 Augusta Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1990–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 614 Augusta Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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