Howard County property record for 6149 Downs Ridge Ct, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,098 sqft · built 1999 |
| Lot Size | 0.198 acres (8,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (May 2023) |
| Tax Bill | $8,523 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-280430 |
| Primary APN | 01-280430 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Total Area |
| Basement Area | 593 sqft |
| Finished Basement | 593 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,621 sqft (0.198 acres) |
| Garage Type | Attached |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 168 sqft |
| Patio Area | 310 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 280430 |
|---|---|
| Street Address | 6149 DOWNS RIDGE CT |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 18 8,621 SQ' 6149 DOWNS RIDGE CT R/W WILLIAMS KNOLL SEC 1 |
| Legal Subdivision | WILLIAMS KNOLL SEC 01 |
| Legal Lot Number | 18 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 601206 |
Source: Howard County records · APN 01-280430
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6149 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2023 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| Feb 11, 2020 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jun 12, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage GOLDWATER BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2023 · Amount on Record |
| Deed Sale | May 01, 2023 · Amount on Record |
| Prior Sale | May 16, 2014 · Amount on Record |
| Prior Transfer Date | May 08, 2017 |
| Prior Transfer Doc | 0176350112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 01, 2023 |
| Property Address | 6149 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Document Number | 0219550007 |
| Book / Page | 21955 / 7 |
| Map Reference | MB 13061 |
| Instrument Date | Apr 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6149 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Document Number | 0002195512 |
|---|---|
| Date | May 01, 2023 |
| Instrument | 21955/12 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6149 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0194070282 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 19407/282 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6149 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0191740299 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 19174/299 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 12, 2017 |
| Property Address | 6149 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Document Number | 0176350112 |
| Book / Page | 17635 / 112 |
| Map Reference | MB13061 |
| Instrument Date | May 08, 2017 |
| Instrument | 17635-112 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CHARTER TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6149 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Document Number | 17635115 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 17635-115 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,000 (+5.43%) Land $196,200 Building $378,800 | $575,000 (-) Land $196,200 Building $378,800 | |
| 2025 | $8,523.00 (+5.26%) | $545,400 (+12.18%) | $575,000 (+18.26%) Land $196,200 Building $378,800 |
| 2024 | $8,097.00 (+53.47%) | ||
| 2023 | $486,200 Land $241,200 Building $245,000 | $486,200 Land $241,200 Building $245,000 | |
| 2022 | $5,276.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), as of October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276012062, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Wireless Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0130002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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