6138 Downs Ridge Ct, Elkridge, MD 21075 Property Records

Howard County property record for 6138 Downs Ridge Ct, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,904 sqft · built 1999
Lot Size	0.22 acres (9,575 sqft)
Owner	2 Trust Names on Record
Last Sale	$226,000 (Feb 2001)
Tax Bill	$8,018 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-280465`

Property Details

APN / Parcel Number

Primary APN	`01-280465`
Alternative APNs	`1280465` `280465`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,904 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,575 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	236 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	280465
Street Address	6138 DOWNS RIDGE CT
City	ELKRIDGE
State	MD
Zip	21075-6550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 21 9,575 SQ' 6138 DOWNS RIDGE CT WILLIAMS KNOLL SEC 1
Legal Subdivision	WILLIAMS KNOLL SEC 01
Legal Lot Number	21
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2003
Census Tract	601206

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	6138 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2001 · Amount on Record
Deed Sale	Feb 22, 2001 · Amount on Record
Prior Sale	May 27, 1999 · Amount on Record
Deed Document Number	20011273
Deed Book / Page	5355 / 412
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6138 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6550
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6138 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6550

Mortgage

Document Number	0208330115
Date	Aug 24, 2021
Book Page	20833/115

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	171 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,018.00 (+3.79%) Homeowner's exemption	$512,900 (+3.76%) Land $200,500 Building $312,400	$512,900 (-) Land $200,500 Building $312,400
2025	$7,725.00 (+55.09%) Homeowner's exemption	$494,333 (+8.12%)	$512,900 (+12.18%) Land $200,500 Building $312,400
2023		$457,200 Land $245,500 Building $211,700	$457,200 Land $245,500 Building $211,700
2022	$4,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20