6150 Downs Ridge Ct, Elkridge, MD 21075 Property Records

Howard County property record for 6150 Downs Ridge Ct, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,756 sqft · built 1999
Lot Size	0.265 acres (11,528 sqft)
Owner	2 Trust Names on File
Last Sale	$289,900 (Jun 2003)
Tax Bill	$7,739 (2026)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-278487`

Property Details

APN / Parcel Number

Primary APN	`01-278487`
Alternative APNs	`1278487` `278487`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,756 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,528 sqft (0.265 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	278487
Street Address	6150 DOWNS RIDGE CT
City	ELKRIDGE
State	MD
Zip	21075-6550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 19 11,528 SQ 6150 DOWNS RIDGE CT DOWNS RIDGE RSB LT 1 & A
Legal Subdivision	DOWNS RIDGE RESUB
Legal Lot Number	1,19
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2003
Census Tract	601206

Owner

6150 Downs Ridge Ct is owner-occupied and held in a trust since June 2003.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6150 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2003 · Amount on File
Deed Sale	Jun 30, 2003 · Amount on File
Prior Sale	Dec 11, 1998 · Amount on File
Deed Document Number	20035834
Deed Book / Page	4544 / 407
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6150 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6550
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180660001
Date	Feb 27, 2018
Book Page	18066/001

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 6150 Downs Ridge Ct was $7,739, up 3.2% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,739.00 (+3.16%)	$485,900 (+3.13%) Land $209,300 Building $276,600	$485,900 (-) Land $209,300 Building $276,600
2025	$7,502.00	$471,167	$485,900 Land $209,300 Building $276,600
2023		$441,700 Land $254,300 Building $187,400	$441,700 Land $254,300 Building $187,400
2022	$4,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6150 Downs Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6150 Downs Ridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20