6140 E Joyce Ln, Inverness, FL 34452 Property Records

Citrus County property record for 6140 E Joyce Ln, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,086 sqft · built 1977
Lot Size	0.22 acres (9,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Mar 2021)
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-03550-0070`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-03550-0070`
Alternative APNs	`2919S20E0010035500070` `1813018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,086 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	1,086 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,599 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	414 sqft
Patio Area	120 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1813018
Street Address	6140 E JOYCE LN
City	INVERNESS
State	FL
Zip	34452-7634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS WEST LOT 7 BLK 355 DESCR IN O R BK 447 PG 262
Legal Range	20E
Legal Township	19S
Legal Section	29
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	355
Legal Lot Number	7
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2024
Census Tract	451103

Owner

Source: Citrus County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6140 E JOYCE LN, INVERNESS, FL 34452-7634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Sep 1, 2011 · Amount on Record
Deed Document Number	202114696
Deed Book / Page	3142 / 238
Prior Transfer Date	Sep 19, 2011
Prior Transfer Doc	0000039832
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 9, 2021
Property Address	6140 E JOYCE LN, INVERNESS, FL 34452-7634
Document Number	0031420238
Book / Page	3142 / 238
Map Reference	MB 5 PG 19-33
Instrument Date	Feb 15, 2021
Instrument	2021014696
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	NOT AVAILABLE, A1 TITLE OF THE NATURE COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$917.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 RIVA DR, 256, MANSFIELD TOWNSHIP, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6140 E JOYCE LN, INVERNESS, FL 34452-7634

Mortgage

Document Number	3142239
Date	Mar 9, 2021
Instrument	3142/239

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,957.00 (+3.61%) Homeowner's exemption	$141,178 (-11.83%)	$157,884 (-1.39%) Land $9,200 Building $148,684
2024	$2,854.00 (+1.6%) Homeowner's exemption Additional exemption filed	$160,117 (+1.41%) Land $6,240 Building $153,877	$160,117 (+1.41%) Land $6,240 Building $153,877
2023	$2,809.00 (+4.08%) Homeowner's exemption Additional exemption filed	$157,893 (+22.09%) Land $6,560 Building $151,333	$157,893 (+22.09%) Land $6,560 Building $151,333
2022	$2,699.00 Homeowner's exemption Additional exemption filed	$129,323 Land $4,000 Building $125,323	$129,323 Land $4,000 Building $125,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20