614 Nancy Ln, McHenry, IL 60051 Property Records

McHenry County property record for 614 Nancy Ln, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,757 sqft · built 1990
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Jun 2023)
Tax Bill$7,186 (2024)
Deeds & MortgagesJun 2023 Re-recorded Document
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-05-180-023

Property Details

APN / Parcel Number

Primary APN15-05-180-023

Interior

Full Baths2.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area1,757 sqft Living Area
1st Floor Area1,757 sqft
Basement Area1,404 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address614 NANCY LN
CityMCHENRY
StateIL
Zip60051-8703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0013241 RR LT 17 BLK 3 FRITZSCHES ESTATES 1ST ADDN ET AL: SALAS, NAYHELI DOMINGUEZ/ CALIXTO, NOEL
Legal SubdivisionFRITZSCHES ESTATES 1ST ADDN
Legal Block3
Legal Lot Number17
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1023
Census Tract870811

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address428 W FIELDING LN, ROUND LAKE, IL 60073-5416
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2023Re-recorded Document
HERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENRY I
Jun 5, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2023 · Amount on Record
Deed SaleJun 6, 2023 · Amount on Record
Prior SaleJun 5, 2023 · Amount on Record
Deed Document Number202313241
Prior Transfer DateMay 25, 2023
Prior Transfer Doc0000013241
Record UpdatedSep 20, 2026

June 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMCHENRY IL
Recording DateJun 6, 2023
Property Address614 NANCY LN, MCHENRY, IL 60051-8703
Document Number0000013241
Map ReferenceDOC312325 MB12 PG87
Instrument DateMay 25, 2023
Instrument2023R0013241
Record UpdatedJun 21, 2023
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENRY I

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address614 NANCY LN, MCHENRY, IL 60051-8703

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 5, 2023
Property Address614 NANCY LN, MCHENRY, IL 60051-8703
Document Number0000013026
Map ReferenceDOC312325 MB2 PG87
Instrument DateMay 25, 2023
Instrument2023R0013026
Transaction TypeTransfer
Record UpdatedJun 19, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address614 NANCY LN, MCHENRY, IL 60051-8703

Mortgage

Document Number0000013027
DateJun 5, 2023
Instrument2023R0013027
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,186.00$98,347 (+21.94%) Land $15,081 Building $83,266$295,041 (+21.94%) Land $45,243 Building $249,798
2022Homeowner's exemption$80,654 Land $12,368 Building $68,286$241,962 Land $37,104 Building $204,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKEMOOR
serves 2,720 people · EPA ID IL0970270
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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