McHenry County property record for 702 Nancy Ln, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,248 sqft · built 1959 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Apr 2024) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-180-021 |
| Primary APN | 15-05-180-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 702 NANCY LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-8798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0032387 LT 19 BLK 3 FRITZSCHES ESTATES 1ST ADDN |
| Legal Range | 09E |
| Legal Township | 44N |
| Legal Section | 05 |
| Legal Subdivision | FRITZSCHES ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 870811 |
Source: McHenry County records · APN 15-05-180-021
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 702 NANCY LN, MCHENRY, IL 60051-8798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage US MORTGAGE FUNDING INC |
| Nov 12, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 10, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Aug 31, 2017 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2017 |
| Deed Document Number | 2024R0009276 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 18, 2024 |
| Property Address | 702 NANCY LN, MCHENRY, IL 60051-8798 |
| Document Number | 0000009276 |
| Map Reference | DOC 312325 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024R0009276 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 702 NANCY LN, MCHENRY, IL 60051-8798 |
| Document Number | 0000009277 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 2024R0009277 |
| Name | US MORTGAGE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 702 NANCY LN, MCHENRY, IL 60051-8798 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048746 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020R0048746 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MEDFORD, NJ 08055 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 702 NANCY LN, MCHENRY, IL 60051-8798 |
| Document Number | 0000005637 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Address | 702 NANCY LN MCHENRY IL 600518798, MCHENRY, IL 60051-8798 |
| Document Number | 0000005637 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 5637 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 31, 2017 |
| Property Address | 702 NANCY LN, MCHENRY, IL 60051-8798 |
| Document Number | 0000032387 |
| Instrument Date | Aug 26, 2017 |
| Instrument | 32387 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2018 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 702 NANCY LN MCHENRY IL 600518798, MCHENRY, IL 60051-8798 |
| Document Number | 32388 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 32388 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2047 |
| Rate | 4.5% |
|---|
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $60,648 Land $12,368 Building $48,280 | $181,944 Land $37,104 Building $144,840 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1978–2026) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
Based on FCC filings for 140 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKEMOOR serves 2,720 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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