608 Nancy Ln, McHenry, IL 60051 Property Records

McHenry County property record for 608 Nancy Ln, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 1,191 sqft · built 1989
Lot Size	0.219 acres (9,583 sqft)
Owner	Owner Name on File
Last Sale	$170,000 (Apr 2003)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-180-025`

Property Details

APN / Parcel Number

Primary APN	`15-05-180-025`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,191 sqft Living Area
Gross Area	2,380 sqft
Basement Area	1,175 sqft

Exterior

Year Built	Built 1989
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	608 NANCY LN
City	MCHENRY
State	IL
Zip	60051-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2003R0055207 LT 15 BLK 3 FRITZSCHES ESTATES 1ST ADDN
Legal Range	09E
Legal Township	44N
Legal Section	05
Legal Subdivision	FRITZSCHES ESTATES
Legal Block	3
Legal Lot Number	15
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1023
Census Tract	870811

Owner

Source: McHenry County assessment roll, APN 15-05-180-025, as of January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	608 NANCY LN, MCHENRY, IL 60051-8703
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2003 · Amount on Record
Deed Sale	Apr 29, 2003 · Amount on Record
Prior Sale	Jan 16, 1996 · Amount on Record
Deed Document Number	2003R0055207
Record Updated	Jun 07, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	608 NANCY LN, MCHENRY, IL 60051-8703
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015231
Date	May 01, 2020
Instrument	2020R0015231

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 01, 2035

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll as of January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$71,161 Land $12,368 Building $58,793	$213,483 Land $37,104 Building $176,379

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118708111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	53 (1978–2026)
Claims Outside the SFHA	4 of 53
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 140 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0970270, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKEMOOR serves 2,720 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.