614 Main St, Covington, KY 41011 Property Records

Kenton County property record for 614 Main St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,476 sqft · built 1907
Lot Size	0.038 acres (1,665 sqft)
Owner	Company Name on File
Last Sale	$390,000 (Apr 2024)
Tax Bill	$5,167 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-03-030.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-03-030.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,476 sqft Finished Area
Gross Area	1,521 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	1,665 sqft (0.038 acres)
Lot Dimensions	90 ft deep x 18.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	614 MAIN ST
City	COVINGTON
State	KY
Zip	41011-1332
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CHESTER & MANSFIELD BLK 32 UNNUM LOT 18.5'X 90' ES MAIN 138.5' S 6TH
Legal Subdivision	CHESTER & MANSFIELD
Legal Phase	32
Legal Block	32
Legal Lot Number	18
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

614 Main St, a duplex, is owned by a company that bought it in April 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	6648 GLENCREE LN, UNION, KY 41091-7007
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · Commercial Mortgage WESBANCO BANK INC
Dec 28, 2021	Deed, Transfer
Jul 21, 2021	Intrafamily Transfer, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Dec 28, 2021 · Amount on File
Deed Document Number	202434
Deed Book / Page	277 / 983
Prior Transfer Date	Jul 15, 2021
Prior Transfer Doc	0005900196
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 5, 2024
Property Address	614 MAIN ST, COVINGTON, KY 41011-1332
Document Number	0005900034
Book / Page	KC 277 / 983
Instrument Date	Apr 2, 2024
Instrument	24040505900034
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4742 CABINRIDGE DR, BATAVIA, OH 45103-9761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6649 GLENCREE LN, UNION, KY 41091-7008

Mortgage

Document Number	0005900035
Date	Apr 5, 2024
Instrument	24040505900035

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 2, 2034

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0005900035
Date	Apr 5, 2024
Book Page	KCM 538/357
Instrument	24040505900035

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	164 FAIRFIELD AVE, BELLEVUE, KY 41073

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 2, 2034

Interest

Rate Type	Adjustable Rate

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Dec 28, 2021
Property Address	614 MAIN ST, COVINGTON, KY 41011-1332
Document Number	0005900169
Book / Page	139 / 204
Instrument Date	Dec 22, 2021
Instrument	21122805900169
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4742 CABINRIDGE DR, BATAVIA, OH 45103-9761

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jul 21, 2021
Property Address	614 MAIN ST, COVINGTON, KY 41011-1332
Document Number	0005900196
Book / Page	105 / 451
Instrument Date	Jul 15, 2021
Instrument	21072105900196
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 SHORT JOHN ST, COVINGTON, KY 41016-1652

Tax Assessment & Valuation

The 2025 property tax bill for 614 Main St was $5,167.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,000 (-) Land $30,000 Building $360,000	$390,000 (-) Land $30,000 Building $360,000
2025	$5,167.00	$390,000 Land $10,000 Building $380,000	$390,000 Land $10,000 Building $380,000
2023	$2,397.00	$180,000 Land $10,000 Building $170,000	$180,000 Land $10,000 Building $170,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 614 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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