608 Main St, Covington, KY 41011 Property Records

Kenton County property record for 608 Main St, Covington, KY 41011

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,358 sqft · built 1860
Lot Size	0.052 acres (2,250 sqft)
Owner	Company Name on Record
Last Sale	$264,500 (Aug 2015)
Tax Bill	$3,863 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`054-21-03-033.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-03-033.00`

Interior

Units	2 Units
Building Area	3,358 sqft Finished Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	2,250 sqft (0.052 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Location & Zoning

Street Address	608 MAIN ST
City	COVINGTON
State	KY
Zip	41011-2389
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	CHESTER & MANSFIELD BLK 32 UNNUM LOT 25'X 90' ES MAIN 72' S 6TH
Legal Subdivision	CHESTER & MANSFIELD
Legal Phase	32
Legal Block	32
Legal Lot Number	25
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	608 MAIN ST, COVINGTON, KY 41011-2389
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Aug 9, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2015 · Amount on Record
Deed Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	201508 24 059 00068
Deed Book / Page	5719 / 254
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	608 MAIN ST, COVINGTON, KY 41011-2389
Document Number	0000000127
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8751 CONSTABLE DR ALEXANDRIA KY 410018558, ALEXANDRIA, KY 41001-8558

Mortgage

Document Number	0000000127
Date	Sep 20, 2017
Book Page	0C6251/000284
Instrument	127

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 19, 2022

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	128,
Date	Sep 20, 2017
Book Page	0I4000/000167
Instrument	128

Lender

Name	HERITAGE BK
Type	Bank
Address	INDEPENDENCE, KY 41051

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 19, 2019

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Aug 9, 2017
Property Address	608 MAIN ST, COVINGTON, KY 41011-2389
Document Number	0000000030
Book / Page	006221 / 000167
Instrument Date	Aug 3, 2017
Instrument	30
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	608 MAIN ST COVINGTON KY 410112389, COVINGTON, KY 41011-2389

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,600 (-) Land $40,000 Building $251,600	$291,600 (-) Land $40,000 Building $251,600
2025	$3,863.00 (-0.54%)	$291,600 (-) Land $40,000 Building $251,600	$291,600 (-) Land $40,000 Building $251,600
2023	$3,884.00	$291,600 Land $40,000 Building $251,600	$291,600 Land $40,000 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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