613 Main St, Covington, KY 41011 Property Records

Kenton County property record for 613 Main St, Covington, KY 41011

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,617 sqft · built 1860
Lot Size	0.046 acres (2,007 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Feb 2021)
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Sep 2021 Transfer Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-43-12-009.00`

Property Details

APN / Parcel Number

Primary APN	`040-43-12-009.00`

Interior

Building Area	2,617 sqft Finished Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	2,007 sqft (0.046 acres)
Lot Dimensions	90 ft deep x 22.3 ft wide

Location & Zoning

Street Address	613 MAIN ST
City	COVINGTON
State	KY
Zip	41011-1331
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	22.25X90 PT LOT 25 BLK 33 WR&L
Legal Subdivision	WOOD ROFF & LOCKWOOD
Legal Phase	33
Legal Block	33
Legal Lot Number	25
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1006
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	777 HIGHLAND AVE, FT WRIGHT, KY 41011-4064
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 3, 2021	Warranty Deed, Transfer
Oct 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	Dec 27, 2001 · Amount on Record
Deed Document Number	20215900220
Deed Book / Page	69 / 855
Last Transfer Date	Sep 10, 2021
Transfer Doc	0005900198
Record Updated	Sep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 20, 2021
Property Address	613 MAIN ST, COVINGTON, KY 41011-1331
Document Number	0005900198
Book / Page	118 / 746
Instrument Date	Sep 10, 2021
Instrument	21092005900198
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	777 HIGHLAND AVE, 777, FT WRIGHT, KY 41011-4064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 HIGHLAND AVE, FT WRIGHT, KY 41011-4064

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 3, 2021
Property Address	613 MAIN ST, COVINGTON, KY 41011-1331
Document Number	0005900220
Book / Page	69 / 855
Instrument Date	Jan 29, 2021
Instrument	21020305900220
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2512 EASTERN AVE, COVINGTON, KY 41014-1716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	777 HIGHLAND AVE, FT WRIGHT, KY 41011-4064

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 4, 2018
Property Address	613 MAIN ST, COVINGTON, KY 41011-1331
Document Number	0000000031
Book / Page	0C6516 / 000166
Instrument Date	Sep 15, 2018
Instrument	31
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 MAIN ST COVINGTON KY 410111331, COVINGTON, KY 41011-1331

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,842.00 (-0.52%)	$290,000 (-) Land $40,000 Building $250,000	$290,000 (-) Land $40,000 Building $250,000
2023	$3,862.00 (+0.84%)	$290,000 (-) Land $40,000 Building $250,000	$290,000 (-) Land $40,000 Building $250,000
2022	$3,830.00	$290,000 Land $40,000 Building $250,000	$290,000 Land $40,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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