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614 Cypress Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 614 Cypress Ct, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,756 sqft · built 1978
Lot Size0.266 acres (11,586 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Jul 2026)
Tax Bill$1,572 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-26-30-0910-0001-0100

Property Details

APN / Parcel Number

Primary APN04-26-30-0910-0001-0100
Alternative APNs
  • 263004091000010100
  • 82724

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,756 sqft Living Area
Gross Area2,360 sqft
1st Floor Area1,756 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1983
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,586 sqft (0.266 acres)
Lot Dimensions126 ft deep x 89 ft wide
Garage TypeAttached
Garage Area392 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area512 sqft
PorchFlorida Room
Porch Area84 sqft
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address614 CYPRESS CT
CitySAINT CLOUD
StateFL
Zip34769-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE LAKE ESTATES UNIT B PB 2 PG 147 LOT 10 09-26-30
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPINE LAKE ESTATES UNIT B
Legal Tract910
Legal Block100
Legal Lot Number10
Legal UnitB
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43208

Owner

Source: Osceola County records · APN 04-26-30-0910-0001-0100

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address614 CYPRESS CT, SAINT CLOUD, FL 34769-1647
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Warranty Deed, Transfer · FHA Mortgage
A CLEAR CHOICE TITLE & ESCROW
Mar 25, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 12, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2026 · Amount on Record
Deed SaleJul 07, 2026 · Amount on Record
Deed Document Number202688914
Deed Book / Page7000 / 653
Prior Transfer DateMar 12, 2026
Prior Transfer Doc0069360353
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 07, 2026
Property Address614 CYPRESS CT, SAINT CLOUD, FL 34769-1647
Document Number0000088914
Book / Page7000 / 653
Instrument DateJul 06, 2026
Instrument202688914
Transaction TypeTransfer
Record UpdatedJul 15, 2026
Title CompanyA CLEAR CHOICE TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$296,940.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address614 CYPRESS CT, SAINT CLOUD, FL 34769-1647

Mortgage

Document Number0000088915,
DateJul 07, 2026
Instrument202688915
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.51%
Max Rate-1%

Mortgage

Document Number0000088916,
DateJul 07, 2026
Book Page7000/674
Instrument202688916
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term10 Months
DueAug 01, 2036
Interest
Rate6.51%
Max Rate-1%

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 25, 2026
Property Address614 CYPRESS CT, SAINT CLOUD, FL 34769-1647
Document Number0069422518
Book / Page6942 / 2518
Map ReferenceMB 2 PG 147
Instrument DateMar 23, 2026
Instrument2026039089
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address610 CYPRESS CT, SAINT CLOUD, FL 34769-1647

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address610 CYPRESS CT, SAINT CLOUD, FL 34769-1647

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 12, 2026
Property Address614 CYPRESS CT, SAINT CLOUD, FL 34769-1647
Document Number0069360353
Book / Page6936 / 353
Map ReferenceMB 2 PG 147
Instrument DateApr 17, 2023
Instrument2026032402
Transaction TypeTransfer
Record UpdatedMar 26, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address614 CYPRESS CT, SAINT CLOUD, FL 34769-1647

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address614 CYPRESS CT, SAINT CLOUD, FL 34769-1647

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,572.00 (+3.9%) Homeowner's exemption$130,749 (+5.99%)$320,900 (-2.4%) Land $65,000 Building $255,900
2024$1,513.00 (+3.49%)
2023$1,462.00 (+4.5%) Homeowner's exemption$123,365 (+3%)$328,800 (+15.61%) Land $60,000 Building $268,800
2022$1,399.00 Homeowner's exemption$119,772$284,400 Land $55,000 Building $229,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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