Osceola County property record for 610 Cypress Ct, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,534 sqft Living Area |
| Lot Size | 11,979 sqft (0.275 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2026) |
| Tax Bill | $1,105.00 (2025) |
| Primary APN | 04-26-30-0910-0001-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,534 sqft Living Area |
| Gross Area | 2,352 sqft Gross Area |
| 1st Floor | 1,534 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,979 sqft (0.275 acres) |
| Depth X Width | 135 ft x 99 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 522 sqft Garage |
| Porch Area | 296 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 610 CYPRESS CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1647 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT B PB 2 PG 147 LOT 11 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATES UNIT B |
| Legal Tract | 910 |
| Legal Block | 110 |
| Legal Lot Number | 11 |
| Legal Unit | B |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 04-26-30-0910-0001-0110
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 610 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CROSSCOUNTRY MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Feb 17, 1997 · Amount on Record |
| Deed Doc Number | 202684363 |
| Deed Book / Page | 6994 / 2231 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 29, 2026 |
| Property Address | 610 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Document Number | 0000084363 |
| Book / Page | 6994 / 2231 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202684363 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2026 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250,985.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Investor | Possibly a Property Investor |
| Document Number | 0000084364, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202684364 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 610 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 610 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Document Number | 0060420168 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 6042/168 |
| Instrument | 2021141685 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 610 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Document Number | 0056321723 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 610 CYPRESS CT ST CLOUD FL 347691647, ST CLOUD, FL 34769-1647 |
| Document Number | 0056321723 |
|---|---|
| Date | Dec 02, 2019 |
| Book Page | 005632/001723 |
| Instrument | 155534 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,105.00 (+4.34%) Homeowner's exemption | $104,628 (+5.99%) | $284,700 (-2.6%) Land $65,000 Building $219,700 |
| 2024 | $1,059.00 (+3.93%) | ||
| 2023 | $1,019.00 (+5.27%) Homeowner's exemption | $98,719 (+3%) | $292,300 (+16.55%) Land $60,000 Building $232,300 |
| 2022 | $968.00 Homeowner's exemption | $95,844 | $250,800 Land $55,000 Building $195,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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