Osceola County property record for 606 Cypress Ct, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 1981 |
| Lot Size | 0.282 acres (12,283 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Sep 2023) |
| Tax Bill | $5,026 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-26-30-0910-0001-0120 |
| Primary APN | 04-26-30-0910-0001-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,632 sqft |
| 1st Floor Area | 1,744 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,283 sqft (0.282 acres) |
| Lot Dimensions | 126 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 360 sqft |
| Porch | Slab |
| Porch Area | 368 sqft |
| Deck Area | 686 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 606 CYPRESS CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT B PB 2 PG 147 LOT 12 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATES UNIT B |
| Legal Tract | 910 |
| Legal Block | 120 |
| Legal Lot Number | 12 |
| Legal Unit | B |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 04-26-30-0910-0001-0120
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 606 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 21, 2023 | Warranty Deed, Transfer · FHA Mortgage UMC MORTGAGE CO |
| Aug 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Feb 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Apr 26, 2017 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2017 · Amount on Record |
| Deed Document Number | 2023124633 |
| Deed Book / Page | 6477 / 2867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 606 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 606 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Document Number | 0068730092 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 6873/92 |
| Instrument | 2025134567 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 21, 2023 |
| Property Address | 606 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Document Number | 0064772867 |
| Book / Page | 6477 / 2867 |
| Map Reference | MB 2 PG 147 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023124633 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | NOT AVAILABLE, TRADITIONS T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 920 JAMISON LOOP APT 111, 111, KISSIMMEE, FL 34744-7249 |
| Name | Verified Name |
|---|---|
| Address | 606 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Document Number | 0064772869 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 6477/2869 |
| Name | UMC MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 606 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 606 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Document Number | 0064562236 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 6456/2236 |
| Instrument | 2023105220 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 606 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 606 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Document Number | 0061570431 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 6157/431 |
| Instrument | 2022030046 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 26, 2017 |
| Property Address | 606 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Document Number | 0051381016 |
| Book / Page | 5138 / 1016 |
| Map Reference | MB2 PG147 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 2017062116 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 MILL RUN, 18, SANFORD, NC 27332-8088 |
| Name | Verified Name |
|---|---|
| Address | 606 CYPRESS CT, SAINT CLOUD, FL 34769-1647 |
| Document Number | 0051381018 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 5138/1018 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,026.00 (+84.58%) | $323,700 (+67.41%) Land $65,000 Building $258,700 | $323,700 (-3.37%) Land $65,000 Building $258,700 |
| 2023 | $2,723.00 (+3.81%) Homeowner's exemption | $193,355 (+3%) | $335,000 (+15.36%) Land $60,000 Building $275,000 |
| 2022 | $2,623.00 Homeowner's exemption | $187,724 | $290,400 Land $55,000 Building $235,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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