Albany County and Watervliet City property record for 614 4th Ave, Watervliet, NY 12189
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,848 sqft · built 1989 |
| Lot Size | 0.127 acres (5,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Feb 2022) |
| Tax Bill | $4,761 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011800 44.42-4-37 |
| Primary APN | 011800 44.42-4-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,848 sqft Total Area |
| 1st Floor Area | 1,056 sqft |
| Upper Floors Area | 792 sqft |
| Game Room | Game Room |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,568 sqft (0.127 acres) |
| Lot Dimensions | 128 ft deep x 43.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04404200040370000000 |
|---|---|
| Street Address | 614 4TH AVE |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-3734 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MU1 |
| Legal Block | 4 |
| Legal Lot Number | 37.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 13400 |
614 4th Ave, a duplex, is owned by two individuals who bought it in February 2022.
Source: Albany County and Watervliet City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 MONROE AVE, LATHAM, NY 12110-4447 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2022 · Amount on File |
| Deed Sale | Feb 23, 2022 · Amount on File |
| Prior Sale | Mar 10, 2014 · Amount on File |
| Deed Document Number | 20225253 |
| Prior Transfer Date | Sep 17, 2013 |
| Prior Transfer Doc | 0030780648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 614 4TH AVE, WATERVLIET, NY 12189-3734 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Title Company | MG TITLE SERVICES, 3G TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 19 MONROE AVE, LATHAM, NY 12110-4447 |
| Document Number | 0000005254 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | R2022-05254 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
The 2026 property tax bill for 614 4th Ave was $4,761, up 2.8% from the year before.
Source: Albany County and Watervliet City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,761.00 (+2.81%) | ||
| 2025 | $4,631.00 | $124,600 Land $31,600 Building $93,000 | $211,833 Land $53,723 Building $158,110 |
| 2023 | $124,600 Land $31,600 Building $93,000 | $179,281 Land $45,468 Building $133,813 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 614 4th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 614 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET CITY serves 9,889 people · EPA ID NY0110127 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile.
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