Albany County and Watervliet City property record for 625 4th Ave, Watervliet, NY 12189
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,408 sqft · built 1850 |
| Lot Size | 0.183 acres (8,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $74,980 (Jul 2003) |
| Tax Bill | $5,301 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 011800 44.42-4-27 |
| Primary APN | 011800 44.42-4-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 704 sqft |
| 2nd Floor Area | 704 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 8,000 sqft (0.183 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Porch | Slab |
| Porch Area | 506 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04404200040270000000 |
|---|---|
| Street Address | 625 4TH AVE |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-3733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 4 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 13400 |
Source: Albany County and Watervliet City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 625 4TH AVE, WATERVLIET, NY 12189-3733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2003 · Amount on Record |
| Deed Sale | Jul 16, 2003 · Amount on Record |
| Deed Book / Page | 2740 / 341 |
| Last Transfer Date | Mar 28, 2016 |
| Transfer Doc | 0000007312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 625 4TH AVE, WATERVLIET, NY 12189-3733 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 625 4TH AVE, WATERVLIET, NY 12189-3733 |
| Document Number | 0000000004 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | R2023-24 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Albany County and Watervliet City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,301.00 Homeowner's exemption | ||
| 2025 | $130,200 (-) Land $34,100 Building $96,100 | $221,353 (+18.16%) Land $57,973 Building $163,380 | |
| 2023 | $130,200 Land $34,100 Building $96,100 | $187,338 Land $49,065 Building $138,273 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET CITY serves 9,889 people · EPA ID NY0110127 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile.
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