Albany County and Watervliet City property record for 608 4th Ave, Watervliet, NY 12189
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,472 sqft · built 1880 |
| Lot Size | 0.088 acres (3,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Sep 2021) |
| Tax Bill | $3,397 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011800 44.42-4-34 |
| Primary APN | 011800 44.42-4-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 897 sqft |
| 2nd Floor Area | 575 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,840 sqft (0.088 acres) |
| Lot Dimensions | 96 ft deep x 40 ft wide |
| Shed | 1 Shed |
| Shed Area | 172 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04404200040340000000 |
|---|---|
| Street Address | 608 4TH AVE |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-3734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU1 |
| Legal Subdivision | SALEM STREET |
| Legal Block | 4 |
| Legal Lot Number | 34.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 13400 |
608 4th Ave is owned and occupied by an individual who bought it in September 2021.
Source: Albany County and Watervliet City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 608 4TH AVE, WATERVLIET, NY 12189-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on File |
| Deed Sale | Sep 3, 2021 · Amount on File |
| Deed Document Number | 202126910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 3, 2021 |
| Property Address | 608 4TH AVE, WATERVLIET, NY 12189-3734 |
| Document Number | 0000006910 |
| Instrument Date | Sep 1, 2021 |
| Instrument | R2021-26910 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 372 DANIELS RD, 372, SARATOGA SPRINGS, NY 12866-9184 |
| Name | Verified Name |
|---|---|
| Address | 608 4TH AVE, WATERVLIET, NY 12189-3734 |
| Document Number | 0000006911 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | R2021-26911 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 608 4th Ave was $3,397.
Source: Albany County and Watervliet City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,397.00 | ||
| 2025 | $88,900 Land $27,500 Building $61,400 | $151,139 Land $46,753 Building $104,386 | |
| 2023 | $88,900 Land $27,500 Building $61,400 | $127,914 Land $39,568 Building $88,346 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 608 4th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 608 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET CITY serves 9,889 people · EPA ID NY0110127 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile.
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