614 3rd St SE, Independence, IA 50644 Property Records

Buchanan County property record for 614 3rd St SE, Independence, IA 50644 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1941
Square Footage	1,317 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	400 sqft
Occupancy	Owner Occupied
Tax Bill	$1,304.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1003157012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Total Rooms	5 Rooms
Building Area	1,317 sqft Living Area
Attic Area	409 sqft Attic
Attic	1 Attic
Basement Area	908 sqft Basement
Unfinished Basement	908 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	A-Frame Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	1 Parking Spaces
Garage Area	400 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	614 3RD ST SE
City	INDEPENDENCE
State	IA
Zip	50644-3015
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CARVERS PLACEBLK 6 LO T 8
Legal Subdivision	CARVERS PLACE
Legal Block	6
Legal Lot Number	8
Jurisdiction	BUCHANAN IA
Minor Civil Division	SUMNER
Census Blockgroup	4
Census Block	4020
Census Tract	950500

Owner

Source: Buchanan County records · APN 1003157012

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	614 3RD ST SE, INDEPENDENCE, IA 50644-3015
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	614 3RD ST SE, INDEPENDENCE, IA 50644-3015
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01637
Date	Jun 22, 2018
Instrument	2018R01637

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	115 Months
Due	Jan 01, 2028

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Independence City
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,304.00 (-8.43%) Homeowner's exemption	$100,790 (+13.25%) Land $16,070 Building $84,720	$100,790 (+13.25%) Land $16,070 Building $84,720
2023	$1,424.00 Homeowner's exemption	$89,000 Land $14,350 Building $74,650	$89,000 Land $14,350 Building $74,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buchanan County (19019C), updated December 29, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.