619 3rd St SE, Independence, IA 50644 Property Records

Buchanan County property record for 619 3rd St SE, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,040 sqft · built 1905
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jul 2026)
Tax Bill$1,882 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1003161007

Property Details

APN / Parcel Number

Primary APN1003161007

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area13,939 sqft (0.32 acres)
Garage Area720 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address619 3RD ST SE
CityINDEPENDENCE
StateIA
Zip50644-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCAR LOT 4 BLK 11
Legal SubdivisionSCAR
Legal Block11
Legal Lot Number4
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group4
Census Block4019
Census Tract950500

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address619 3RD ST SE, INDEPENDENCE, IA 50644-3014
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2026 · Amount on Record
Deed SaleJul 14, 2026 · Amount on Record
Deed Document Number20262085
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN IA
Recording DateJul 14, 2026
Property Address619 3RD ST SE, INDEPENDENCE, IA 50644-3014
Document Number0000002085
Instrument DateJul 8, 2026
Instrument20262085
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$26,583.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address619 3RD ST SE, INDEPENDENCE, IA 50644-3014

Mortgage

Document Number0000002086,
DateJul 14, 2026
Instrument20262086
Lender
NameBANKIOWA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,882.00 (-4.32%) Homeowner's exemption$126,240 (+14.99%) Land $21,260 Building $104,980$126,240 (+14.99%) Land $21,260 Building $104,980
2024$1,967.00 (+18.64%)
2023$1,658.00 Homeowner's exemption$109,780 Land $18,980 Building $90,800$109,780 Land $18,980 Building $90,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims40 (1979–2016)
Claims Outside the SFHA4 of 40
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Independence Telecommunications Utility
Cable · Fiber in parts of the area
250 / 25
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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