606 3rd St SE, Independence, IA 50644 Property Records

Buchanan County property record for 606 3rd St SE, Independence, IA 50644 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,160 sqft · built 1930
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$77,500 (Jan 2008)
Tax Bill$2,238 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1003157010

Property Details

APN / Parcel Number

Primary APN1003157010

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,160 sqft Living Area
Basement Area1,160 sqft
Unfinished Basement1,160 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleA-Frame
Exterior MaterialMetal
Construction TypeFrame
Roof TypeHip
Lot Area7,841 sqft (0.18 acres)
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address606 3RD ST SE
CityINDEPENDENCE
StateIA
Zip50644-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARVERS PLACE REPLATB LK 6 SCAR E58'LOT 10
Legal SubdivisionCARVERS PLACE
Legal Block6
Legal Lot Number10
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group4
Census Block4020
Census Tract950500

Owner

Source: Buchanan County records · APN 1003157010

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address606 3RD ST SE, INDEPENDENCE, IA 50644-3015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2023Deed of Trust, Mortgage · Conventional Mortgage
WCF FINANCIAL BANK
Sep 05, 2017Deed of Trust, Mortgage · ARM
UNIVERSITY OF IOWA COMMUNITY CU
Sep 05, 2017Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 30, 2008 · Amount on Record
Deed SaleJan 30, 2008 · Amount on Record
Deed Document Number2008321
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address606 3RD ST SE, INDEPENDENCE, IA 50644-3015
Transaction TypeMortgage
Record UpdatedApr 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R00303
DateFeb 03, 2023
Instrument2023R00303
Lender
NameWCF FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address606 3RD ST SE, INDEPENDENCE, IA 50644-3015
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R02985
DateSep 05, 2017
Instrument2017R02985
Lender
NameUNIVERSITY OF IOWA COMMUNITY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueSep 05, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateSep 05, 2022
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN IA
Recording DateSep 05, 2017
Property Address606 3RD ST SE, INDEPENDENCE, IA 50644-3015
Document Number2017R02984
Instrument DateAug 18, 2017
Instrument2017R02984
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 3RD ST SE, INDEPENDENCE, IA 50644-3015

Mortgage

Document Number2017R02986
DateSep 05, 2017
Instrument2017R02986
Lender
NameUNIVERSITY OF IOWA COMMUNITY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term72 Months
DueSep 05, 2023

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,238.00 (+10.57%) Homeowner's exemption$128,870 (+13.76%) Land $13,910 Building $114,960$128,870 (+13.76%) Land $13,910 Building $114,960
2023$2,024.00 Homeowner's exemption$113,280 Land $12,420 Building $100,860$113,280 Land $12,420 Building $100,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buchanan County (19019C), updated December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190199505004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims40 (1979–2016)
Claims Outside the SFHA4 of 40
Most Recent ClaimSep 2016, other causes, Severe Storms And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Independence Light and PowerCable250 / 25
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: Independence Light and Power, AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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