6134 Spinnaker Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 6134 Spinnaker Loop, Lady Lake, FL 32159 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,798 sqft · built 1995
Lot Size	0.246 acres (10,732 sqft)
Owner	2 Owner Names on File
Last Sale	$162,000 (Aug 2003)
Tax Bill	$2,914 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-24-0505-0BB-00800`

Property Details

APN / Parcel Number

Primary APN	`13-18-24-0505-0BB-00800`
Alternative APN	`3617886`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,798 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,732 sqft (0.246 acres)
Garage Type	Finished
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	230 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3617886
Street Address	6134 SPINNAKER LOOP
City	LADY LAKE
State	FL
Zip	32159-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARTIAL REPLAT OF HARBOR HILLS SUB LOT 8 BLK BB PB 35 PGS 80-83 ORB 2384 PG 2244
Legal Range	24E
Legal Township	18S
Legal Section	13
Legal Subdivision	HARBOR HILLS
Legal Tract	505
Legal Block	BB
Legal Lot Number	8
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	2
Census Block	2000
Census Tract	30410

Owner

Source: Lake County records · APN 13-18-24-0505-0BB-00800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	6134 SPINNAKER LOOP, LADY LAKE, FL 32159-5917
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2003 · Amount on Record
Deed Sale	Aug 15, 2003 · Amount on Record
Prior Sale	Mar 05, 1999 · Amount on Record
Deed Document Number	0238402244
Deed Book / Page	02384 / 02244
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	6134 SPINNAKER LOOP, LADY LAKE, FL 32159-5917
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6134 SPINNAKER LOOP, LADY LAKE, FL 32159-5917

Mortgage

Document Number	0057451621
Date	Jul 08, 2021
Book Page	5745/1621
Instrument	2021092814

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$195,580 (+5.98%) Land $80,000 Building $115,580	$344,431 (+2.86%) Land $80,000 Building $264,431
2024	$2,914.00 (+10.71%)
2023	$2,632.00 (+10.63%) Homeowner's exemption	$184,540 (+3%)	$334,857 (+40.42%) Land $80,000 Building $254,857
2022	$2,379.00 Homeowner's exemption	$179,170	$238,462 Land $48,000 Building $190,462

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690304102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.