Lake County property record for 6145 Spinnaker Loop, Lady Lake, FL 32159 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,378 sqft · built 2006 |
| Lot Size | 0.5 acres (21,782 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Apr 2026) |
| Tax Bill | $4,763 (2024) |
| Deeds & Mortgages | May 2024 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-24-0500-00C-00500 |
| Primary APN | 13-18-24-0500-00C-00500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,378 sqft Living Area |
| Gross Area | 4,202 sqft |
| 1st Floor Area | 3,294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 21,782 sqft (0.5 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 824 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3389255 |
|---|---|
| Street Address | 6145 SPINNAKER LOOP |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-5923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR HILLS UNIT 1 LOT 5 BLK C PB 30 PGS 13-27 ORB 5277 PG 1696 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | HARBOR HILLS UNIT |
| Legal Tract | 0500 |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30410 |
Source: Lake County records · APN 13-18-24-0500-00C-00500
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6145 SPINNAKER LOOP, LADY LAKE, FL 32159-5923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 01, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| May 10, 2019 | Warranty Deed, Transfer BROKERS TITLE/LEESBURG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | May 10, 2019 · Amount on Record |
| Deed Document Number | 202639704 |
| Deed Book / Page | 6711 / 1333 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 6145 SPINNAKER LOOP, LADY LAKE, FL 32159-5923 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6145 SPINNAKER LOOP, LADY LAKE, FL 32159-5923 |
| Document Number | 0063251780 |
|---|---|
| Date | May 01, 2024 |
| Book Page | 6325/1780 |
| Instrument | 2024050997 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 01, 2026 |
| Property Address | 6145 SPINNAKER LOOP, LADY LAKE, FL 32159-5923 |
| Document Number | 0000039704 |
| Book / Page | 6711 / 1333 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202639704 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | FIRST SERVICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441,875.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6145 SPINNAKER LOOP, LADY LAKE, FL 32159-5923 |
| Investor | Possibly a Property Investor |
| Document Number | 0000039705, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 202639705 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 10, 2019 |
| Property Address | 6145 SPINNAKER LOOP, LADY LAKE, FL 32159-5923 |
| Document Number | 0052771696 |
| Book / Page | 005277 / 001696 |
| Instrument Date | May 09, 2019 |
| Instrument | 52501 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | BROKERS TITLE/LEESBURG LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6145 SPINNAKER LOOP LADY LAKE FL 321595923, LADY LAKE, FL 32159-5923 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,110 (+2.9%) | $535,975 (-) Land $110,000 Building $425,975 | |
| 2025 | $346,080 (+5.98%) Land $110,000 Building $236,080 | $535,975 (+2.74%) Land $110,000 Building $425,975 | |
| 2024 | $4,763.00 (+8.15%) | ||
| 2023 | $4,404.00 (+4.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $326,540 (+3%) | $521,705 (+18.01%) Land $110,000 Building $411,705 |
| 2022 | $4,213.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $317,030 | $442,095 Land $68,200 Building $373,895 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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