6125 Spinnaker Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 6125 Spinnaker Loop, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 1997
Lot Size	0.5 acres (21,777 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Mar 2018)
Tax Bill	$3,664 (2024)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-24-0500-00C-00900`

Property Details

APN / Parcel Number

Primary APN	`13-18-24-0500-00C-00900`
Alternative APNs	`241813050000C00900` `3389280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area
Gross Area	2,445 sqft
1st Floor Area	1,931 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	21,777 sqft (0.5 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3389280
Street Address	6125 SPINNAKER LOOP
City	LADY LAKE
State	FL
Zip	32159-5922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HARBOR HILLS UNIT 1 LOT 9 BLK C PB 30 PGS 13-27 ORB 5085 PG 99
Legal Range	24E
Legal Township	18S
Legal Section	13
Legal Subdivision	HARBOR HILLS UNIT
Legal Tract	0500
Legal Block	C
Legal Lot Number	9
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	2
Census Block	2006
Census Tract	30410

Owner

Source: Lake County records · APN 13-18-24-0500-00C-00900

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6125 SPINNAKER LOOP, LADY LAKE, FL 32159-5922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2018 · Amount on Record
Deed Sale	Mar 27, 2018 · Amount on Record
Prior Sale	May 18, 2005 · Amount on Record
Deed Document Number	201834183
Deed Book / Page	5085 / 99
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0050850099
Record Updated	Jun 08, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 27, 2018
Property Address	6125 SPINNAKER LOOP, LADY LAKE, FL 32159-5922
Document Number	0050850099
Book / Page	5085 / 0099
Map Reference	MB 30 PG 13-27
Instrument Date	Mar 16, 2018
Instrument	2018034183
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	A & B TITLE AND ESCROW SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 SHORE ACRES PT, 800, LADY LAKE, FL 32159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6125 SPINNAKER LOOP, LADY LAKE, FL 32159-5922

Mortgage

Document Number	2018034184
Date	Mar 27, 2018
Instrument	2018034184

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,800 (+2.9%)	$391,529 (-) Land $110,000 Building $281,529
2025		$252,480 (+5.98%) Land $110,000 Building $142,480	$391,529 (+2.86%) Land $110,000 Building $281,529
2024	$3,664.00 (+9.28%)
2023	$3,353.00 (+8.13%) Homeowner's exemption	$238,230 (+3%)	$380,648 (+21.38%) Land $110,000 Building $270,648
2022	$3,101.00 Homeowner's exemption	$231,300	$313,588 Land $68,200 Building $245,388

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690304102, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 95 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3354781, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARBOR HILLS - 2 WTPS public/private · serves 1,219 people
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.