Lorain County property record for 6130 James Dr, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,040 sqft · built 2022 |
| Lot Size | 0.122 acres (5,328 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,378 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-007-000-269 |
| Primary APN | 02-03-007-000-269 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 3,040 sqft Living Area |
| Gross Area | 3,240 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,328 sqft (0.122 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6130 JAMES DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-4375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDY SPRINGS SUB NO 2 45.34 X 100.24 |
| Legal Subdivision | SANDY SPRINGS SUB NO 2 |
| Legal Lot Number | 37 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 97201 |
6130 James Dr is owned and occupied by two individuals who acquired it in October 2022.
Source: Lorain County records, as of September 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6130 JAMES DR, LORAIN, OH 44053-4375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2022 |
| Deed Sale | Oct 28, 2022 |
| Prior Sale | Jun 22, 2022 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 28, 2022 |
| Property Address | 6130 JAMES DR, LORAIN, OH 44053-4375 |
| Document Number | 0000896802 |
| Map Reference | VOL 111 PG 62 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022-0896802 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6130 JAMES DR, LORAIN, OH 44053-4375 |
| Document Number | 0000896803 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022-0896803 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 6130 James Dr was $6,378, up 1.6% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,378.00 (+1.59%) | $151,050 (-) Land $35,000 Building $116,050 | $431,570 (-) Land $100,000 Building $331,570 |
| 2024 | $6,278.00 (-7.87%) | $151,050 (+9.21%) Land $35,000 Building $116,050 | $431,570 (+9.21%) Land $100,000 Building $331,570 |
| 2023 | $6,814.00 | $138,306 (+798.09%) Land $19,250 Building $119,056 | $395,160 Land $55,000 Building $340,160 |
| 2022 | $15,400 Land $15,400 | ||
| 2021 | $44,000 Land $44,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6130 James Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 48 units insured incl. 46 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6130 James Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Breezeline, Verizon.
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