6121 James Dr, Lorain, OH 44053 Property Records

Lorain County property record for 6121 James Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,061 sqft · built 2021
Owner	Individual Name on File
Last Sale	$405,425 (Feb 2022)
Tax Bill	$4,677 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-03-007-000-238`

Property Details

APN / Parcel Number

Primary APN	`02-03-007-000-238`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,061 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	173 sqft
Porch	Open Porch
Porch Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6121 JAMES DR
City	LORAIN
State	OH
Zip	44053-4375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY SPRINGS SUB #1 46.72 X 241.07
Legal Lot Number	3
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1007
Census Tract	97201

Owner

6121 James Dr is owned and occupied by an individual who acquired it in September 2024.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6121 JAMES DR, LORAIN, OH 44053-4375
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Oct 18, 2021	Limited Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Feb 28, 2022 · Amount on File
Deed Document Number	0000864613
Last Transfer Date	Sep 18, 2024
Transfer Doc	0000026730
Record Updated	Jun 8, 2026

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 28, 2022
Property Address	6121 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000864613
Map Reference	VOL 109 PG 90
Instrument Date	Feb 18, 2022
Instrument	2022-0864613
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6121 JAMES DRIVE, LORAIN, OH 44053-4375

Mortgage

Document Number	0000864614
Date	Feb 28, 2022
Instrument	2022-0864614

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 18, 2021
Property Address	6121 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000844737
Map Reference	VOL 109 PG 90
Instrument Date	Oct 12, 2021
Instrument	2021-0844737
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6770 W SNOWVILLE RD # 100, 100, BRECKSVILLE, OH 44141-3272
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6121 James Dr was $4,677.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,677.00	$152,340 (%) Land $35,000 Building $117,340	$435,270 (-) Land $100,000 Building $335,270
2024	$4,677.00 (-31.78%)	$152,345 (+9.47%) Land $35,000 Building $117,345	$435,270 (+9.47%) Land $100,000 Building $335,270
2023	$6,856.00 (+78.08%)	$139,171 (+75.32%) Land $19,250 Building $119,921	$397,630 Land $55,000 Building $342,630
2022	$3,850.00	$79,380 Land $19,250 Building $60,130
2021			$226,800 Land $55,000 Building $171,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6121 James Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	48 units insured incl. 46 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6121 James Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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