6122 James Dr, Lorain, OH 44053 Property Records

Lorain County property record for 6122 James Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,504 sqft · built 2022
Lot Size	0.121 acres (5,277 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,136 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-03-007-000-271`

Property Details

APN / Parcel Number

Primary APN	`02-03-007-000-271`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,504 sqft Living Area
Gross Area	2,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,277 sqft (0.121 acres)
Garage Type	Attached
Garage Area	160 sqft
Porch	Open Frame Porch
Porch Area	136 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6122 JAMES DR
City	LORAIN
State	OH
Zip	44053-4375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY SPRINGS SUB NO 2 47.31 X 100
Legal Subdivision	SANDY SPRINGS SUB NO 2
Legal Lot Number	39
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1007
Census Tract	97201

Owner

Source: Lorain County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6122 JAMES DR, LORAIN, OH 44053-4375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Survivorship Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
May 2, 2022	Limited Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022
Deed Sale	Aug 23, 2022
Prior Sale	May 2, 2022 · Amount on Record
Record Updated	Sep 20, 2026

August 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 23, 2022
Property Address	6122 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000888486
Map Reference	VOL 111 PG 62
Instrument Date	Aug 8, 2022
Instrument	2022-0888486
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6122 JAMES DR, LORAIN, OH 44053-4375

Mortgage

Document Number	0000888487
Date	Aug 23, 2022
Instrument	2022-0888487

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 2, 2022
Property Address	6122 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000873425
Map Reference	MB 111 PG 62
Instrument Date	Apr 22, 2022
Instrument	2022-0873425
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6770 W SNOWVILLE RD # 100, 100, BRECKSVILLE, OH 44141-3272
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,136.00 (+1.61%)	$145,310 (+%) Land $35,000 Building $110,310	$415,160 (-) Land $100,000 Building $315,160
2024	$6,039.00 (-9.3%)	$145,306 (+7.51%) Land $35,000 Building $110,306	$415,160 (+7.51%) Land $100,000 Building $315,160
2023	$6,658.00	$135,153 (+777.62%) Land $19,250 Building $115,903	$386,150 (+777.61%) Land $55,000 Building $331,150
2022		$15,400 Land $15,400
2021			$44,000 Land $44,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	48 units insured incl. 46 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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