613 W Surf St, Chicago, IL 60657 Property Records

Cook County property record for 613 W Surf St, Chicago, IL 60657

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 3 ba · 4,770 sqft · built 1898
Lot Size	0.066 acres (2,861 sqft)
Owner	Individual Name on Record
Tax Bill	$23,487 (2023)
Deeds & Mortgages	Jun 2017 Loan Modification May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-28-120-014`

Property Details

APN / Parcel Number

Primary APN	`14-28-120-014`
Alternative APN	`14-28-120-014-0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	7 Units
Stories	3 Stories
Building Area	4,770 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	2,861 sqft (0.066 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	613 W SURF ST
City	CHICAGO
State	IL
Zip	60657-9514
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM-4.5
Legal Range	14E
Legal Township	40N
Legal Section	28
Legal Subdivision	STEEL & BICKELDIKES
Legal Lot Number	23
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1000
Census Tract	63400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lakeview Historic District listed 1977 · NRIS 77000478

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3847 N KENNETH AVE, CHICAGO, IL 60641-2815
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Loan Modification, Mortgage LAKESIDE BK
May 1, 2017	Deed of Trust, Mortgage · Line of Credit LAKESIDE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2006
Deed Sale	Jan 30, 2006
Prior Sale	Jan 30, 2006 · Amount on Record
Deed Document Number	200641012
Record Updated	Sep 20, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	613 W SURF ST, CHICAGO, IL 60657-9514
Document Number	1719818135
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3847 N KENNETH AVE CHICAGO IL 606412815, CHICAGO, IL 60641-2815

Mortgage

Document Number	1719818135
Date	Jul 17, 2017
Instrument	19818135

Lender

Name	LAKESIDE BK
Type	Bank
Address	CHICAGO, IL 60604

Agreement

Term	60 Months
Due	Jul 16, 2022

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	613 W SURF ST, CHICAGO, IL 60657-9514
Document Number	1714549036
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3847 N KENNETH AVE CHICAGO IL 606412815, CHICAGO, IL 60641-2815

Mortgage

Document Number	1714549036
Date	May 25, 2017
Instrument	14549036

Lender

Name	LAKESIDE BK
Type	Bank
Address	2800 N ASHLAND AVE, CHICAGO, IL 60657-4002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 24, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,000 (+2.26%) Land $53,215 Building $66,785	$1,200,000 (+2.26%) Land $532,150 Building $667,850
2023	$23,487.00 (-2.69%)
2022	$24,136.00	$117,346 Land $42,915 Building $74,431	$1,173,460 Land $429,150 Building $744,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber, Zentro.

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