548 W Surf St, Chicago, IL 60657 Property Records

Cook County property record for 548 W Surf St, Chicago, IL 60657

Property Summary

Property Type	Apartments (5+ Units)
Details	55 bd · built 1930
Owner	Company Name on Record
Last Sale	$311,000 (Aug 2016)
Tax Bill	$179,651 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`14-28-117-038`

Property Details

APN / Parcel Number

Primary APN	`14-28-117-038`
Alternative APN	`14-28-117-038-0000`

Interior

Bedrooms	55 Beds
Units	74 Units

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930

Location & Zoning

Street Address	548 W SURF ST
City	CHICAGO
State	IL
Zip	60657-6021
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM-6
Legal Subdivision	GILBERT HUBBARDS ADDITION TO CHICAGO
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1000
Census Tract	63301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lakeview Historic District listed 1977 · NRIS 77000478

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2320 N DAMEN AVE, 1D, CHICAGO, IL 60647-3367
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Oct 29, 2019	Loan Modification, Mortgage LAKESIDE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2016 · Amount on Record
Deed Sale	Aug 26, 2016 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Deed Document Number	201662038
Prior Transfer Date	Sep 24, 2011
Prior Transfer Doc	0000049013
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	548 W SURF ST, CHICAGO, IL 60657-6021
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 N DAMEN AVE 1, 1, CHICAGO, IL 60647-3359

Mortgage

Document Number	0004408026
Date	Feb 13, 2026
Instrument	2604408026

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 12, 2029

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	548 W SURF ST, CHICAGO, IL 60657-6021
Document Number	1930816114
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2320 N DAMEN AVE #1D CHICAGO IL 606473367, 1D, CHICAGO, IL 60647-3367

Mortgage

Document Number	1930816114
Date	Nov 4, 2019
Instrument	30816114

Lender

Name	LAKESIDE BK
Type	Bank
Address	CHICAGO, IL 60657

Agreement

Term	60 Months
Due	Nov 3, 2024

Interest

Rate	4.35%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$894,200 (+61.15%) Land $227,639 Building $666,561	$8,942,000 (+61.15%) Land $2,276,390 Building $6,665,610
2024	$179,651.00 (+53.45%)
2023	$117,077.00 (+2.58%)
2022	$114,132.00	$554,895 Land $91,790 Building $463,105	$5,548,950 Land $917,900 Building $4,631,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Zentro.

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