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616 W Surf St, Chicago, IL 60657 Property Records

Cook County property record for 616 W Surf St, Chicago, IL 60657

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 3 ba · 4,914 sqft · built 1885
Lot Size0.087 acres (3,799 sqft)
Owner2 Trust Names on File
Last Sale$807,000 (Jun 1999)
Tax Bill$26,186 (2023)
Deeds & MortgagesDec 2025 Transfer
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN14-28-116-033

Property Details

APN / Parcel Number

Primary APN14-28-116-033
Alternative APN
  • 14-28-116-033-0000

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms18 Rooms
Units7 Units
Stories3 Stories
Building Area4,914 sqft Living Area

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleMulti-Family
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialTar & Gravel
Lot Area3,799 sqft (0.087 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address616 W SURF ST
CityCHICAGO
StateIL
Zip60657-9488
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRM-4.5
Legal Description(FOSTERS) & (OTHERS) SUB OF LT3 OF BICKERDIKE & STEEL ES SUB OF WH NW SEC 28-40-14
Legal Range14E
Legal Township40N
Legal Section28
Legal SubdivisionFOSTERS & OTHERS
Legal Lot Number3
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2003
Census Tract63400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lakeview Historic District
listed 1977 · NRIS 77000478

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

616 W Surf St, a residential property, is held in a trust since December 2025.

Source: Cook County records, as of August 6, 2026

Owner of Record2 Trust Names on File
Mailing Address1932 GREENVIEW RD, NORTHBROOK, IL 60062-5958
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 1999 · Amount on File
Deed SaleJun 28, 1999 · Amount on File
Deed Document Number1999424
Last Transfer DateDec 8, 2025
Transfer Doc0000024126
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateDec 12, 2025
Property Address616 W SURF ST, CHICAGO, IL 60657-9488
Document Number0034624126
Instrument DateDec 8, 2025
Instrument2534624126
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1932 GREENVIEW RD, NORTHBROOK, IL 60062-5958

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1932 GREENVIEW RD, NORTHBROOK, IL 60062-5958

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address616 W SURF ST, CHICAGO, IL 60657-9488
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyMANT TITLE AGENCY, GMT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024349178
DateAug 31, 2021
Instrument2124349178
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$127,001 Land $63,497 Building $63,504$1,270,010 Land $634,970 Building $635,040
2023$26,186.00 (+2.58%)$124,110 (-) Land $56,985 Building $67,125$1,241,100 (-) Land $569,850 Building $671,250
2022$25,527.00$124,110 Land $56,985 Building $67,125$1,241,100 Land $569,850 Building $671,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 616 W Surf St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 616 W Surf St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Google Fiber, Zentro.

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