613 S 4th St, Effingham, IL 62401 Property Records

Effingham County property record for 613 S 4th St, Effingham, IL 62401 · Last verified April 2026

Property Highlights

Property Type	Commercial > Retail
Year Built	Built 1950
Square Footage	360 sqft Base Area
Lot Size	6,534 sqft (0.15 acres)
Garage	360 sqft
Last Sale	$85,000 (2017)
Tax Bill	$2,485.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-16-044-018`

Interior

Building Area	360 sqft Base Area
1st Floor	360 sqft 1st Floor
Basement Area	2,888 sqft Basement
Unfinished Basement	2,888 sqft Unfinished

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	1 Parking Spaces
Garage Area	360 sqft Garage

Location & Zoning

Street Address	613 S 4TH ST
City	EFFINGHAM
State	IL
Zip	62401-3761
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	LOT 4 BLK 1 BLISS PARK ADD 3478/210 3348/272 3172/325 3020/164 3020/161 2824/303 2170/136 1680/224 1004/329
Legal Subdivision	BLISS PARK ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	EFFINGHAM IL
Minor Civil Division	DOUGLAS
Census Blockgroup	2
Census Block	2028
Census Tract	950800

Owner

Source: Effingham County records · APN 03-16-044-018

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	508 N CLEVELAND ST, EFFINGHAM, IL 62401-3311
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2019	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 15, 2017	Warranty Deed, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Prior Sale	Apr 18, 2012 · Amount on Record
Deed Doc Number	20171705331
Deed Book / Page	3348 / 272
Last Transfer Date	Jun 24, 2019
Transfer Doc	3478/210
Record Refreshed	Jun 08, 2026

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 09, 2019
Property Address	613 S 4TH ST, EFFINGHAM, IL 62401-3761
Document Number	3478/210
Book / Page	3478 / 210
Map Reference	MB 1 PG 79
Instrument Date	Jun 24, 2019
Instrument	201901902552
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 NORTHWOOD DR, 1000, EFFINGHAM, IL 62401-4553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1665, EFFINGHAM, IL 62401-8665

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 15, 2017
Property Address	613 S 4TH ST, EFFINGHAM, IL 62401-3761
Document Number	3348/272
Book / Page	3348 / 272
Map Reference	MB 29 PG 26
Instrument Date	Nov 13, 2017
Instrument	201701705331
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	613 S 4TH ST, EFFINGHAM, IL 62401-3761

Mortgage

Document Number	201701705332
Date	Nov 15, 2017
Instrument	201701705332

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2032

Interest

Rate Type	Adjustable Rate
Rate	1.91%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,485.00 (+55.22%)	$36,790 (+19.92%) Land $15,710 Building $21,080	$110,370 (+19.92%) Land $47,130 Building $63,240
2022	$1,601.00	$30,680 Land $13,100 Building $17,580	$92,040 Land $39,300 Building $52,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

613 S 4th St, Effingham, IL 62401 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on S 4th St

Nearby Streets

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