Effingham County property record for 704 S 4th St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,352 sqft · built 1950 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $597,000 (Aug 2024) |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-050-046 |
| Primary APN | 03-16-050-046 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Base Area |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 704 S 4TH ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 150FT OF S 70FT OF N 246FT LOT 1 N 1/2 SW NW 24002685 3610/275 304/473 258/163 |
| Legal Lot Number | 1 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 950600 |
704 S 4th St is owned and occupied by two individuals who bought it in August 2024.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 S 4TH ST, EFFINGHAM, IL 62401-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on File |
| Deed Sale | Aug 15, 2024 · Amount on File |
| Prior Sale | Sep 15, 2020 · Amount on File |
| Deed Document Number | 20242685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Sep 15, 2020 |
| Property Address | 704 S 4TH ST, EFFINGHAM, IL 62401-3804 |
| Document Number | 3610/275 |
| Book / Page | 3610 / 275 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 202020005090 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 N 4TH ST, 306, EFFINGHAM, IL 62401-3401 |
| Name | Verified Name |
|---|---|
| Address | 704 S 4TH ST, EFFINGHAM, IL 62401-3804 |
The 2025 property tax bill for 704 S 4th St was $2,880 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,880.00 | $57,060 Land $14,230 Building $42,830 | $171,180 Land $42,690 Building $128,490 |
| 2022 | $602.00 Homeowner's exemption Senior Citizen's exemption | $43,270 Land $10,790 Building $32,480 | $129,810 Land $32,370 Building $97,440 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 704 S 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 S 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fidium Fiber DSL | 250 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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