609 S 4th St, Effingham, IL 62401 Property Records

Effingham County property record for 609 S 4th St, Effingham, IL 62401

Property Summary

Property Type	Commercial
Details	3,216 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Apr 2002)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-16-044-020`

Property Details

APN / Parcel Number

Primary APN	`03-16-044-020`

Interior

Building Area	3,216 sqft Base Area
1st Floor Area	3,216 sqft
Basement Area	3,216 sqft
Unfinished Basement	3,216 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	609 S 4TH ST
City	EFFINGHAM
State	IL
Zip	62401-3714
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 2 & S 3FT OF LOT 1 & N 4FT OF S 7FT OF E 80FT LOT 1 BLK 1 BLISS PARK ADD 3540/1 1746/268 1434/129 1440/117 1071/99 791/14
Legal Subdivision	BLISS PARK ADDITION
Legal Block	1
Legal Lot Number	2-N
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2028
Census Tract	950800

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	718 COUNTY ROAD 1575 E, TOLEDO, IL 62468-3419
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2002 · Amount on Record
Deed Sale	Apr 23, 2002 · Amount on Record
Deed Document Number	20022022841
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 9, 2020
Property Address	609 S 4TH ST, EFFINGHAM, IL 62401-3714
Document Number	3540/1
Book / Page	3540 / 1
Instrument Date	Feb 25, 2020
Instrument	202020001031
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00 (+11.15%)	$39,930 (+31.87%) Land $22,620 Building $17,310	$119,790 (+31.87%) Land $67,860 Building $51,930
2022	$2,026.00	$30,280 Land $17,150 Building $13,130	$90,840 Land $51,450 Building $39,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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