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613 Falls Rd, Monterey, TN 38574 Property Records

Cumberland County property record for 613 Falls Rd, Monterey, TN 38574 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,758 sqft · built 2020
Lot Size10.2 acres (444,312 sqft)
Owner2 Individual Names on File
Last Sale$25,000 (May 2019)
Tax Bill$959 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Dec 2019 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN018046 00152

Property Details

APN / Parcel Number

Primary APN018046 00152
Alternative APN
  • 046 00152

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,758 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area444,312 sqft (10.2 acres)
TerrainRolling
Garage TypeMixed
Garage Area1,490 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address613 FALLS RD
CityMONTEREY
StateTN
Zip38574-7069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: K01
Legal SubdivisionCUMBERLAND COVE UNIT 1
Legal Block9
Legal Lot Number10
JurisdictionCUMBERLAND TN
Township / Civil Division7
Census Block Group3
Census Block3023
Census Tract970302

Owner

Source: Cumberland County records · APN 018046 00152

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address613 FALLS RD, MONTEREY, TN 38574-7069
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF TENNESSEE
Dec 23, 2019Trustee's Deed, Construction Loan · Construction Mortgage
FIRST NAT'L BK/TN
May 15, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2019 · Amount on Record
Deed SaleMay 15, 2019 · Amount on Record
Prior SaleJan 30, 2003 · Amount on Record
Deed Document Number19005671
Deed Book / Page1549 / 1758
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND TN
Property Address613 FALLS RD, MONTEREY, TN 38574-7069
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 FALLS RD, MONTEREY, TN 38574-7069

Mortgage

Document Number0000001262
DateJan 21, 2021
Book Page1599/54
Instrument21001262
Lender
NameFIRST NATIONAL BANK OF TENNESSEE
TypeBank
AddressCROSSVILLE, TN 38555
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 31, 2030

December 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCUMBERLAND TN
Recording DateDec 23, 2019
Property Address613 FALLS RD, MONTEREY, TN 38574-7069
Book / Page001566 / 000934
Instrument DateDec 19, 2019
Instrument15459
Transaction TypeConstruction Loan
Record UpdatedJan 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 SUNRISE BLVD DEBARY FL 327133930, DEBARY, FL 32713-3930

Mortgage

Document Number0000015459
DateDec 23, 2019
Book Page001566/000934
Instrument15459
Lender
NameFIRST NAT'L BK/TN
TypeBank
AddressCROSSVILLE, TN 38555
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 22, 2020

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND TN
Recording DateMay 15, 2019
Property Address613 FALLS RD, MONTEREY, TN 38574-7069
Document Number0000005671
Book / Page001549 / 001758
Instrument DateMay 10, 2019
Instrument5671
Transaction TypeTransfer
Record UpdatedMay 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$92.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 SUNRISE BLVD DEBARY FL 327133930, DEBARY, FL 32713-3930

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyCumberland County
Unified School DistrictCumberland County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$959.00$84,525 (-) Land $11,250 Building $73,275
2023$84,525 (-) Land $11,250 Building $73,275
2022$959.00 (+444.89%)$84,525 Land $11,250 Building $73,275$338,100 (-) Land $45,000 Building $293,100
2021$338,100 Land $45,000 Building $293,100
2018$176.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (47035C), updated November 16, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 66% of Tennessee
Wildfire LikelihoodAbout 1 in 909 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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