Cumberland County property record for 636 Falls Rd, Monterey, TN 38574 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,480 sqft · built 2018 |
| Lot Size | 8.69 acres (378,972 sqft) |
| Owner | Individual Name on File |
| Last Sale | $749,900 (Mar 2021) |
| Tax Bill | $1,951 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Mar 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018046 00110 |
| Primary APN | 018046 00110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,480 sqft Living Area |
| 1st Floor Area | 3,480 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 378,972 sqft (8.69 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 3,664 sqft |
| Parking Spaces | 12 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 352 sqft |
| Deck Area | 560 sqft |
| Patio Area | 704 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 636 FALLS RD |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-7064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: K01 |
| Legal Subdivision | CUMBERLAND COVE UNIT 1 |
| Legal Block | 8 |
| Legal Lot Number | 10 |
| Jurisdiction | CUMBERLAND TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970302 |
Source: Cumberland County records · APN 018046 00110
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | CANADA HEADINGLEY MB R4H 1G1, 1G1 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Intrafamily Transfer, Transfer UNITED TITLE AND ESCROW LLC, UNITY TITLE AND ESCROW LLC |
| Mar 15, 2021 | Warranty Deed, Transfer NOT AVAILABLE, INDEPENDENCE T&E SVCS |
| Feb 13, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF TENNESSEE |
| Mar 16, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2021 · Amount on Record |
| Deed Sale | Mar 15, 2021 · Amount on Record |
| Prior Sale | Mar 15, 2021 · Amount on Record |
| Deed Document Number | 0000003971 |
| Deed Book / Page | 1604 / 408 |
| Last Transfer Date | Apr 12, 2023 |
| Transfer Doc | 0000004659 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Recording Date | Apr 12, 2023 |
| Property Address | 636 FALLS RD, MONTEREY, TN 38574-7064 |
| Document Number | 0000004659 |
| Book / Page | 1668 / 2419 |
| Map Reference | MB 8 PG 167-181 |
| Instrument Date | Apr 03, 2023 |
| Instrument | 23004659 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | UNITED TITLE AND ESCROW LLC, UNITY TITLE AND ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 MANITOBA STREET, HEADINGLEY XX |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Recording Date | Mar 15, 2021 |
| Property Address | 636 FALLS RD, MONTEREY, TN 38574-7064 |
| Document Number | 0000003971 |
| Book / Page | 1604 / 408 |
| Map Reference | MB 8 PG 167-181 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 21003971 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | NOT AVAILABLE, INDEPENDENCE T&E SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,774.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 MANITOBA STREET, HEADINGLEY XX |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Property Address | 636 FALLS RD, MONTEREY, TN 38574-7064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001562 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 1519/1884 |
| Instrument | 18001562 |
| Name | FIRST NATIONAL BANK OF TENNESSEE |
|---|---|
| Address | CROSSVILLE, TN 38555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Recording Date | Mar 16, 2017 |
| Property Address | 636 FALLS RD, MONTEREY, TN 38574-7064 |
| Document Number | 0000003050 |
| Book / Page | 001497 / 000485 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 3050 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1121 W LAUREL WAY MONTEREY TN 385742705, MONTEREY, TN 38574-2705 |
Source: Cumberland County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cumberland County |
| Unified School District | Cumberland County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,951.00 (+2.2%) | $171,900 (-) Land $10,000 Building $161,900 | |
| 2023 | $171,900 (+2.34%) Land $10,000 Building $161,900 | ||
| 2022 | $167,975 Land $10,000 Building $157,975 | $687,600 (+2.34%) Land $40,000 Building $647,600 | |
| 2021 | $671,900 Land $40,000 Building $631,900 | ||
| 2018 | $1,909.00 |
Source: FEMA National Flood Hazard Layer, Cumberland County (47035C), updated November 16, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470359703023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Moderate above 49% of the US · above 66% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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