Cumberland County property record for 602 Falls Rd, Monterey, TN 38574 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,098 sqft · built 2020 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,000 (Jan 2019) |
| Tax Bill | $1,056 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-001.03 |
| Primary APN | 046-001.03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 3,138 sqft |
| 1st Floor Area | 2,098 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 261,360 sqft (6 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 602 FALLS RD |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-7064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND COVE UNIT 1 PB 8 PG 179 BLK 8 LOT 3 |
| Legal Subdivision | CUMBERLAND COVE UNIT 1 |
| Legal Block | 8 |
| Legal Lot Number | 3 |
| Jurisdiction | CUMBERLAND TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970302 |
Source: Cumberland County records · APN 046-001.03
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 602 FALLS RD, MONTEREY, TN 38574-7064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2023 | Deed of Trust, Mortgage ALLEGHENY CASUALTY COMPANY |
| Feb 03, 2023 | Deed of Trust, Mortgage CONTINENTAL HERITAGE MORTGAGE INSURANCE |
| Jan 14, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on Record |
| Deed Sale | Jan 14, 2019 · Amount on Record |
| Prior Sale | Jul 12, 2004 |
| Deed Document Number | 2019396 |
| Deed Book / Page | 1541 / 2497 |
| Transfer Doc | 11731858 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Property Address | 602 FALLS RD, MONTEREY, TN 38574-7064 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001720 |
|---|---|
| Date | Feb 03, 2023 |
| Book Page | 1664/659 |
| Instrument | 23001720 |
| Name | ALLEGHENY CASUALTY COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | WESTLAKE VILLAGE, CA 91359 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Property Address | 602 FALLS RD, MONTEREY, TN 38574-7064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 602 FALLS RD, MONTEREY, TN 38574-7064 |
| Document Number | 0000001721 |
|---|---|
| Date | Feb 03, 2023 |
| Book Page | 1664/662 |
| Instrument | 23001721 |
| Name | CONTINENTAL HERITAGE MORTGAGE INSURANCE |
|---|---|
| Address | BUSHNELL, FL 33513 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Recording Date | Jan 14, 2019 |
| Property Address | 602 FALLS RD, MONTEREY, TN 38574-7064 |
| Document Number | 0000000396 |
| Book / Page | 001541 / 002497 |
| Instrument Date | Jan 08, 2019 |
| Instrument | 396 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $118.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 876 SAW MILL RD MONTEREY TN 385747307, MONTEREY, TN 38574-7307 |
Source: Cumberland County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cumberland County |
| Unified School District | Cumberland County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,056.00 | $93,075 (-) Land $9,250 Building $83,825 | $372,300 (-) Land $37,000 Building $335,300 |
| 2024 | $1,056.00 (+628.28%) | ||
| 2023 | $93,075 (-) Land $9,250 Building $83,825 | ||
| 2022 | $93,075 Land $9,250 Building $83,825 | $372,300 (-) Land $37,000 Building $335,300 | |
| 2021 | $372,300 Land $37,000 Building $335,300 | ||
| 2018 | $145.00 |
Source: FEMA National Flood Hazard Layer, Cumberland County (47035C), updated November 16, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470359703023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 51% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Twin Lakes Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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