609 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 609 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2,106 sqft · built 2015
Lot Size	0.114 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Sep 2020)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094089K A 03500`

Property Details

APN / Parcel Number

Primary APN	`094089K A 03500`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,106 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Roof Material	Asphalt
Lot Area	5,001 sqft
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	609 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 3 PB 60 PG 33 LOT 0058
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	58
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4114
Census Tract	51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 COBERT LN, FRANKLIN, TN 37064-1496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST NB OF MIDDLE TENNESSEE
Sep 11, 2020	Warranty Deed, Transfer BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TITLE SVC
Oct 17, 2019	Warranty Deed, Transfer RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	20049727
Deed Book / Page	8185 / 545
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	609 COBERT LN, FRANKLIN, TN 37064-1496
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081350063
Date	Aug 11, 2020
Book Page	8135/63
Instrument	20042395

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 11, 2020
Property Address	609 COBERT LN, FRANKLIN, TN 37064-1496
Document Number	0081850545
Book / Page	008185 / 000545
Instrument Date	Sep 10, 2020
Instrument	49727
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TITLE SVC

Transaction

Amount	Amount Recorded
Tax	$1,846.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 COBERT LN FRANKLIN TN 370641496, FRANKLIN, TN 37064-1496

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 17, 2019
Property Address	609 COBERT LN, FRANKLIN, TN 37064-1496
Document Number	0077780231
Book / Page	007778 / 000231
Instrument Date	Oct 16, 2019
Instrument	43225
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$1,829.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	609 COBERT LN FRANKLIN TN 370641496, FRANKLIN, TN 37064-1496

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,663.00 (-44.24%)	$170,075 (+53.57%) Land $51,250 Building $118,825	$680,300 (+53.57%) Land $205,000 Building $475,300
2024	$4,776.00 (+100.08%)
2023	$2,387.00	$110,750 (-) Land $28,750 Building $82,000	$443,000 (-) Land $115,000 Building $328,000
2022	$2,387.00	$110,750 Land $28,750 Building $82,000	$443,000 Land $115,000 Building $328,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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