Frederick County property record for 613 Charles St, Frederick, MD 21701 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,168 sqft · built 1954 |
| Lot Size | 0.218 acres (9,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Jun 2026) |
| Tax Bill | $6,778 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-069792 |
| Primary APN | 02-069792 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 1,168 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,490 sqft (0.218 acres) |
| Lot Dimensions | 127 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Patio Area | 285 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 069792 |
|---|---|
| Street Address | 613 CHARLES ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #45 73 X 127 613 CHARLES ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 45 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 765100 |
Source: Frederick County records · APN 02-069792
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 613 CHARLES ST, FREDERICK, MD 21701-6223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC |
| Jul 26, 2021 | Deed, Transfer · Conventional Mortgage NFM INC |
| May 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Jul 26, 2021 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 17930 / 176 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 25, 2026 |
| Property Address | 613 CHARLES ST, FREDERICK, MD 21701-6223 |
| Document Number | 1793000176 |
| Book / Page | 17930 / 176 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $383,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 613 CHARLES ST, FREDERICK, MD 21701-6223 |
| Document Number | 1793000186, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 17930/186 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.08% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 26, 2021 |
| Property Address | 613 CHARLES ST, FREDERICK, MD 21701-6223 |
| Document Number | 0151180218 |
| Book / Page | 15118 / 218 |
| Map Reference | MB 3 PL 73 |
| Instrument Date | Jul 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2021 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 613 CHARLES ST, FREDERICK, MD 21701-6223 |
| Document Number | 15118223 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 15118/223 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 613 CHARLES ST, FREDERICK, MD 21701-6223 |
| Document Number | 0118150172 |
| Instrument Date | May 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 613 CHARLES ST FREDERICK MD 217016223, FREDERICK, MD 21701-6223 |
| Document Number | 0118150172 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 011815/000172 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 11, 2032 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,778.00 (+19.77%) | $366,500 (+51.8%) Land $117,900 Building $248,600 | $366,500 (-) Land $117,900 Building $248,600 |
| 2024 | $5,659.00 (+27.8%) | ||
| 2023 | $4,428.00 | $241,433 | $366,500 Land $117,900 Building $248,600 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217651002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2018–2019) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2019, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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