Frederick County property record for 610 Charles St, Frederick, MD 21701 · Last verified January 2024
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,432 sqft · built 1954 |
| Lot Size | 0.26 acres (11,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jan 2024) |
| Tax Bill | $4,154 (2023) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-084376 |
| Primary APN | 02-084376 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,432 sqft Total Area |
| 1st Floor Area | 1,432 sqft |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,352 sqft (0.26 acres) |
| Lot Dimensions | 132 ft deep x 86 ft wide |
| Garage Type | Mixed |
| Garage Area | 308 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 084376 |
|---|---|
| Old Parcel Number | 2084376 |
| Street Address | 610 CHARLES ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #43 86 X 132 610 CHARLES ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 43 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 765100 |
Source: Frederick County records · APN 02-084376
Assessment roll updated July 1, 2023 · Last verified January 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 610 CHARLES ST, FREDERICK, MD 21701-6224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 08, 2024 | Deed, Transfer · FHA Mortgage NFM INC |
| Jun 27, 2017 | Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Aug 29, 2016 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2024 · Amount on Record |
| Deed Sale | Jan 08, 2024 · Amount on Record |
| Prior Sale | Jun 27, 2017 · Amount on Record |
| Deed Document Number | 0016726170 |
| Deed Book / Page | 16726 / 170 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 08, 2024 |
| Property Address | 610 CHARLES ST, FREDERICK, MD 21701-6224 |
| Document Number | 0167260170 |
| Book / Page | 16726 / 170 |
| Map Reference | MB 3 FO 73 |
| Instrument Date | Dec 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 610 CHARLES ST, FREDERICK, MD 21701-6224 |
| Document Number | 0016726177 |
|---|---|
| Date | Jan 08, 2024 |
| Instrument | 16726/177 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 27, 2017 |
| Property Address | 610 CHARLES ST, FREDERICK, MD 21701-6224 |
| Document Number | 0118940395 |
| Book / Page | 11894 / 0395 |
| Map Reference | MB3 FO73 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 11894-0395 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,628.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 610 CHARLES ST, FREDERICK, MD 21701-6224 |
| Document Number | 118940402 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 11894-0402 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 610 CHARLES ST, FREDERICK, MD 21701-6224 |
| Document Number | 0117570253 |
| Book / Page | 011757 / 000253 |
| Instrument Date | Aug 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 610 CHARLES ST FREDERICK MD 217016224, FREDERICK, MD 21701-6224 |
| Document Number | 0117570253 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 011757/000253 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified January 2024
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,154.00 | $226,200 | $297,800 Land $125,400 Building $172,400 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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