Frederick County property record for 608 Charles St, Frederick, MD 21701 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 875 sqft · built 1954 |
| Lot Size | 0.17 acres (7,410 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Mar 1998) |
| Tax Bill | $2,824 (2023) |
| Deeds & Mortgages | Dec 2017 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-113554 |
| Primary APN | 02-113554 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 875 sqft Total Area |
| 1st Floor Area | 875 sqft 1st Floor |
| Stories | 1 Story |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,410 sqft (0.17 acres) |
| Lot Dimensions | 130 ft deep x 57 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Carport |
| Garage Area | 240 sqft Garage |
| Carport | Carport |
| Carport Area | 275 sqft Carport |
| Porch | Open Porch |
| Porch Area | 384 sqft Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 113554 |
|---|---|
| Old Parcel Number | 2113554 |
| Street Address | 608 CHARLES ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #42 57 X 130 608 CHARLES ST. FREDERICK |
| Legal Subdivision | SARATOGA VILLAGE |
| Legal Lot Number | 42 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 765100 |
Source: Frederick County records · APN 02-113554
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 608 CHARLES ST, FREDERICK, MD 21701-6224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 1998 · Amount on Record |
| Deed Sale | Mar 12, 1998 · Amount on Record |
| Prior Sale | Jun 16, 1997 · Amount on Record |
| Deed Document Number | 981405 |
| Deed Book / Page | 02390 / 01217 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 608 CHARLES ST, FREDERICK, MD 21701-6224 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0121760325 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 12176/0325 |
| Instrument | 12176-0325 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 608 CHARLES ST, FREDERICK, MD 21701-6224 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0134520406 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 13452/0406 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,824.00 Homeowner's exemption | $189,933 | $246,400 Land $109,600 Building $136,800 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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