613 3rd St SW, Saint Michael, MN 55376 Property Records

Wright County property record for 613 3rd St SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,126 sqft · built 1998
Lot Size	0.278 acres (12,122 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Nov 2017)
Tax Bill	$3,826 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-064-001100`

Property Details

APN / Parcel Number

Primary APN	`114-064-001100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	4 Stories
Building Area	1,126 sqft Living Area
1st Floor Area	1,126 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,122 sqft (0.278 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	613 3RD ST SW
City	SAINT MICHAEL
State	MN
Zip	55376-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 ZAHLERS 6TH ADDN LOT-010 BLOCK-001 1
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	ZAHLERS 6TH ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1014
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	613 3RD ST SW, SAINT MICHAEL, MN 55376-9132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 12, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 12, 2019	Loan Modification, Mortgage · FHA Mortgage HOME PT FIN'L
Nov 17, 2017	Warranty Deed, Transfer ALL AMERICAN TITLE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	May 1, 1998 · Amount on Record
Deed Document Number	20171358390
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	613 3RD ST SW, SAINT MICHAEL, MN 55376-9132
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 3RD ST SW, SAINT MICHAEL, MN 55376-9132

Mortgage

Document Number	00A1540383
Date	Oct 11, 2023
Instrument	A1540383

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Sep 1, 2063

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	613 3RD ST SW, SAINT MICHAEL, MN 55376-9132
Document Number	0001407329
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 3RD ST SW ST MICHAEL MN 553769132, ST MICHAEL, MN 55376-9132

Mortgage

Document Number	0001407329
Date	Oct 4, 2019
Instrument	1407329

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	613 3RD ST SW, SAINT MICHAEL, MN 55376-9132
Document Number	0001407328
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 3RD ST SW ST MICHAEL MN 553769132, ST MICHAEL, MN 55376-9132

Mortgage

Document Number	0001407328
Date	Oct 4, 2019
Instrument	1407328

Lender

Name	HOME PT FIN'L

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 17, 2017
Property Address	613 3RD ST SW, SAINT MICHAEL, MN 55376-9132
Document Number	0001358390
Instrument Date	Oct 31, 2017
Instrument	1358390
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$785.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 3RD ST SW, SAINT MICHAEL, MN 55376-9132

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,826.00 (+7.11%)	$347,800 (+3.02%) Land $102,000 Building $245,800	$347,800 (+3.02%) Land $102,000 Building $245,800
2025		$337,600 (+0.57%) Land $102,000 Building $235,600	$337,600 (+0.57%) Land $102,000 Building $235,600
2023	$3,572.00 (+2.88%)	$335,700 Land $98,300 Building $237,400	$335,700 Land $98,300 Building $237,400
2022	$3,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon, Xtratyme Technologies.

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