608 3rd St SW, Saint Michael, MN 55376 Property Records

Wright County property record for 608 3rd St SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,820 sqft · built 1998
Lot Size	0.258 acres (11,255 sqft)
Owner	2 Individual Names on File
Last Sale	$265,500 (Oct 2004)
Tax Bill	$4,814 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-064-002060`

Property Details

APN / Parcel Number

Primary APN	`114-064-002060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,255 sqft (0.258 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	136 sqft
Deck Area	192 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	608 3RD ST SW
City	SAINT MICHAEL
State	MN
Zip	55376-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 ZAHLERS 6TH ADDN LOT-006 BLOCK-002 2
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	ZAHLERS 6TH ADDN
Legal Block	2
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1015
Census Tract	100803

Owner

608 3rd St SW is owned and occupied by two individuals who acquired it in May 2021.

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	608 3RD ST SW, SAINT MICHAEL, MN 55376-9132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2004 · Amount on File
Deed Sale	Oct 28, 2004 · Amount on File
Prior Sale	May 8, 1998 · Amount on File
Deed Document Number	200492484
Last Transfer Date	May 21, 2021
Transfer Doc	0001471574
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	May 26, 2021
Property Address	608 3RD ST SW, SAINT MICHAEL, MN 55376-9132
Document Number	0001471574
Instrument Date	May 21, 2021
Instrument	1471574
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	NOT AVAILABLE, PARTNERS TTL RESWARE BELL BA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	608 3RD ST SW, SAINT MICHAEL, MN 55376-9132

Mortgage

Document Number	0001471575
Date	May 26, 2021
Instrument	1471575

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 608 3rd St SW was $4,814.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,814.00	$417,300 (+0.43%) Land $102,000 Building $315,300	$417,300 (+0.43%) Land $102,000 Building $315,300
2025		$415,500 Land $107,000 Building $308,500	$415,500 Land $107,000 Building $308,500
2023	$4,312.00 (+3.11%)	$411,700 Land $105,900 Building $305,800	$411,700 Land $105,900 Building $305,800
2022	$4,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 3rd St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 3rd St SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon, Xtratyme Technologies.

Nearby Properties on 3rd St SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures