612 3rd St SW, Saint Michael, MN 55376 Property Records

Wright County property record for 612 3rd St SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1997
Lot Size	0.269 acres (11,732 sqft)
Owner	Trust Name on File
Last Sale	$163,130 (Sep 1997)
Tax Bill	$4,418 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-064-002070`

Property Details

APN / Parcel Number

Primary APN	`114-064-002070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,750 sqft Living Area
1st Floor Area	1,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,732 sqft (0.269 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	612 3RD ST SW
City	SAINT MICHAEL
State	MN
Zip	55376-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 ZAHLERS 6TH ADDN LOT-007 BLOCK-002 2
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	ZAHLERS 6TH ADDN
Legal Block	2
Legal Lot Number	7
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1015
Census Tract	100803

Owner

612 3rd St SW is owner-occupied and held in a trust since November 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	612 3RD ST SW, SAINT MICHAEL, MN 55376-9132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Nov 12, 2021	Intrafamily Transfer, Transfer
Jan 28, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 1997 · Amount on File
Deed Sale	Sep 3, 1997 · Amount on File
Prior Sale	Jun 30, 1997 · Amount on File
Deed Document Number	199758244
Last Transfer Date	Nov 4, 2021
Transfer Doc	0001490290
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	612 3RD ST SW, SAINT MICHAEL, MN 55376-9132
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001478856
Date	Aug 3, 2021
Instrument	1478856

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Nov 12, 2021
Property Address	612 3RD ST SW, SAINT MICHAEL, MN 55376-9132
Document Number	0001490290
Instrument Date	Nov 4, 2021
Instrument	1490290
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 3RD ST SW, SAINT MICHAEL, MN 55376-9132

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 28, 2019
Property Address	612 3RD ST SW, SAINT MICHAEL, MN 55376-9132
Document Number	0001388784
Instrument Date	Jan 9, 2019
Instrument	1388784
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	TITLENEXUS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 3RD ST SW, SAINT MICHAEL, MN 55376-9132

Mortgage

Document Number	0001388785
Date	Jan 28, 2019
Instrument	1388785

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 612 3rd St SW was $4,418.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,418.00	$385,800 (+0.42%) Land $102,000 Building $283,800	$385,800 (+0.42%) Land $102,000 Building $283,800
2025		$384,200 Land $107,000 Building $277,200	$384,200 Land $107,000 Building $277,200
2023	$3,884.00 (+4.41%)	$373,000 Land $105,900 Building $267,100	$373,000 Land $105,900 Building $267,100
2022	$3,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 612 3rd St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 3rd St SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon, Xtratyme Technologies.

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