Montgomery County property record for 612 Saint Andrews Ln, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,050 sqft · built 1936 |
| Lot Size | 0.145 acres (6,321 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Aug 2005) |
| Tax Bill | $8,886 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01031427 |
| Primary APN | 13-01031427 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,050 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 885 sqft |
| Finished Basement | 885 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Multi-Level |
| Exterior Material | Stone |
| Construction Type | Stone |
| Roof Material | Slate |
| Lot Area | 6,321 sqft (0.145 acres) |
| Garage Area | 230 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 324 sqft |
| Deck Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01031427 |
|---|---|
| Street Address | 612 SAINT ANDREWS LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-4830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | NORTH HILLS SEC 3 |
| Legal Subdivision | NORTH HILLS |
| Legal Block | L |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 702302 |
612 Saint Andrews Ln is owned and occupied by two individuals who bought it in August 2005.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 612 SAINT ANDREWS LN, SILVER SPRING, MD 20901-4830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI NFM LNDG |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional with PMI NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2005 · Amount on File |
| Deed Sale | Aug 23, 2005 · Amount on File |
| Prior Sale | Aug 23, 2005 · Amount on File |
| Deed Document Number | 200526414 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 612 SAINT ANDREWS LN, SILVER SPRING, MD 20901-4830 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0668360464 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 66836/464 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 612 SAINT ANDREWS LN, SILVER SPRING, MD 20901-4830 |
| Document Number | 0607750471 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 612 SAINT ANDREWS LN SILVER SPRING MD 209014830, SILVER SPRING, MD 20901-4830 |
| Document Number | 0607750471 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 060775/000471 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 612 SAINT ANDREWS LN, SILVER SPRING, MD 20901-4830 |
| Document Number | 0588960410 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | DISTRICT TITLE |
| Name | Verified Name |
|---|---|
| Address | 612 SAINT ANDREWS LN SILVER SPRING MD 209014830, SILVER SPRING, MD 20901-4830 |
| Document Number | 0588960410 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 058896/000410 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2050 |
The 2025 property tax bill for 612 Saint Andrews Ln was $8,886.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $808,767 (+6.29%) | $856,600 (-) Land $307,200 Building $549,400 | |
| 2025 | $8,886.00 | $760,933 | $856,600 Land $307,200 Building $549,400 |
| 2023 | $713,100 Land $307,200 Building $405,900 | $713,100 Land $307,200 Building $405,900 | |
| 2022 | $7,830.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 612 Saint Andrews Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 612 Saint Andrews Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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