604 Saint Andrews Ln, Silver Spring, MD 20901 Property Records

Montgomery County property record for 604 Saint Andrews Ln, Silver Spring, MD 20901

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,753 sqft · built 1932
Lot Size0.274 acres (11,928 sqft)
Owner2 Individual Names on File
Last Sale$920,000 (May 2021)
Tax Bill$9,999 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01031325

Property Details

APN / Parcel Number

Primary APN13-01031325
Alternative APN
  • 01031325

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,753 sqft Living Area
Gross Area3,138 sqft
1st Floor Area1,158 sqft
Basement Area785 sqft
Finished Basement785 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialSlate
Lot Area11,928 sqft (0.274 acres)
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area224 sqft
Patio Area200 sqft
Gazebo128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number01031325
Street Address604 SAINT ANDREWS LN
CitySILVER SPRING
StateMD
Zip20901-4830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionNORTH HILLS
Legal SubdivisionNORTH HILLS
Legal BlockL
Legal Lot Number24
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2007
Census Tract702302

Owner

Source: Montgomery County assessment roll, APN 13-01031325, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address604 SAINT ANDREWS LN, SILVER SPRING, MD 20901-4830
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 03, 2021Deed, Transfer · Conventional Mortgage
NFM INC
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2021 · Amount on Record
Deed SaleMay 03, 2021 · Amount on Record
Prior SaleOct 15, 2012 · Amount on Record
Deed Book / Page62836 / 84
Record UpdatedSep 20, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateMay 03, 2021
Property Address604 SAINT ANDREWS LN, SILVER SPRING, MD 20901-4830
Document Number0628360084
Book / Page62836 / 84
Map ReferenceMB 7 PL 574
Instrument DateApr 19, 2021
Transaction TypeTransfer
Record UpdatedJun 01, 2021
Title CompanyFEDERAL TITLE, FEDERAL TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address604 SAINT ANDREWS LN, SILVER SPRING, MD 20901-4830

Mortgage

Document Number6283691
DateMay 03, 2021
Instrument62836/91
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address604 SAINT ANDREWS LN, SILVER SPRING, MD 20901-4830
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0602980408
DateAug 18, 2020
Book Page60298/408
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueJun 01, 2040

Tax Assessment & Valuation

Source: Montgomery County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$904,133 (+5.42%)$950,600 (-) Land $332,300 Building $618,300
2025$9,999.00 (+29.66%)$857,667 (+13.33%)$950,600 (+17.18%) Land $332,300 Building $618,300
2023$756,800$811,200 Land $332,300 Building $478,900
2022$7,712.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317023022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2003–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 372 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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