615 Saint Andrews Ln, Silver Spring, MD 20901 Property Records

Montgomery County property record for 615 Saint Andrews Ln, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,595 sqft · built 1934
Lot Size	0.18 acres (7,837 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Nov 2010)
Tax Bill	$6,235 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01030445`

Property Details

APN / Parcel Number

Primary APN	`13-01030445`
Alternative APN	`01030445`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,595 sqft Living Area
Gross Area	2,106 sqft
1st Floor Area	1,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Slate
Lot Area	7,837 sqft (0.18 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	213 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	01030445
Street Address	615 SAINT ANDREWS LN
City	SILVER SPRING
State	MD
Zip	20901-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	NORTH HILLS OF SLIGO PARK
Legal Subdivision	NORTH HILLS
Legal Block	L
Legal Lot Number	16
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2018
Census Tract	702302

Owner

615 Saint Andrews Ln is owned and occupied by two individuals who acquired it in November 2017.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	615 SAINT ANDREWS LN, SILVER SPRING, MD 20901-4829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2010 · Amount on File
Deed Sale	Nov 8, 2010 · Amount on File
Prior Sale	May 4, 1995 · Amount on File
Deed Document Number	2010175834
Last Transfer Date	Nov 14, 2017
Transfer Doc	0552630186
Record Updated	Sep 20, 2026

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 22, 2017
Property Address	615 SAINT ANDREWS LN, SILVER SPRING, MD 20901-4829
Document Number	0552630186
Book / Page	55263 / 186
Map Reference	MB6 PL501
Instrument Date	Nov 14, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SAINT ANDREWS LN, SILVER SPRING, MD 20901-4829

Mortgage

Document Number	0055263191
Date	Nov 22, 2017
Instrument	55263/191

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 615 Saint Andrews Ln was $6,235, down 4.8% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,733 (+4.72%)	$580,800 (-) Land $315,600 Building $265,200
2025	$6,235.00 (-4.82%)	$530,667	$580,800 Land $315,600 Building $265,200
2024	$6,551.00
2023		$505,600 Land $315,600 Building $190,000	$505,600 Land $315,600 Building $190,000
2022	$5,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Saint Andrews Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 615 Saint Andrews Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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