617 Robert St, Coldwater, OH 45828 Property Records

Mercer County property record for 617 Robert St, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,362 sqft · built 2012
Lot Size	0.391 acres (17,061 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,920 (Jul 2012)
Tax Bill	$5,368 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-012551.0117`

Property Details

APN / Parcel Number

Primary APN	`05-012551.0117`
Alternative APN	`08-28-251-041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,362 sqft Living Area
Basement Area	2,362 sqft
Unfinished Basement	2,362 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	17,061 sqft (0.391 acres)
Lot Dimensions	141 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	617 ROBERT ST
City	COLDWATER
State	OH
Zip	45828-1173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WENNING ACRES FOURTH ADDITION LOT#: 1656
Legal Subdivision	WENNING ACRES FOURTH ACRES
Legal Lot Number	1656
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	3
Census Block	3002
Census Tract	967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	617 ROBERT ST, COLDWATER, OH 45828-1173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2012 · Amount on Record
Deed Sale	Jul 13, 2012 · Amount on Record
Deed Document Number	20123934
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	617 ROBERT ST, COLDWATER, OH 45828-1173
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 ROBERT ST, COLDWATER, OH 45828-1173

Mortgage

Document Number	202300003590
Date	Sep 13, 2023
Instrument	202300003590

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	CHICKASAW, OH 45826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	617 ROBERT ST, COLDWATER, OH 45828-1173
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700003226
Date	Jul 17, 2017
Instrument	201700003226

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	617 ROBERT ST, COLDWATER, OH 45828-1173
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002420
Date	May 11, 2020
Instrument	202000002420

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,368.00	$161,250 (-) Land $22,580 Building $138,670
2024	$5,368.00 (+1.92%)	$161,250 (-) Land $22,580 Building $138,670
2023	$5,267.00 (+16.6%)	$161,250 (+31.14%) Land $22,580 Building $138,670	$460,700 (+31.14%) Land $64,500 Building $396,200
2022	$4,517.00	$122,960 Land $16,280 Building $106,680
2020			$351,300 Land $46,500 Building $304,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless	2,000 / 2,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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