612 Riverside Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 612 Riverside Dr, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,022 sqft · built 1972
Lot Size	0.646 acres (28,170 sqft)
Owner	Owner Name on Record
Last Sale	$348,700 (Aug 2007)
Tax Bill	$9,874 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R2118662338`

Property Details

APN / Parcel Number

Primary APN	`R2118662338`
Alternative APNs	`1866 2338 21` `2118662338`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,022 sqft Living Area
Basement Area	2,022 sqft
Finished Basement	1,666 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,170 sqft (0.646 acres)
Lot Dimensions	173 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	686 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Open Porch
Porch Area	4,216 sqft
Deck Area	80 sqft
Patio Area	1,092 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2118662338
Street Address	612 RIVERSIDE DR
City	WATERLOO
State	NE
Zip	68069-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELKHORN
Legal Description	RIVERSIDE LAKES LOT 163 BLOCK 0 IRREG
Legal Subdivision	RIVERSIDE LAKES
Legal Lot Number	163
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1060
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	612 RIVERSIDE DR, WATERLOO, NE 68069-9792
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · VA Mortgage ARBOR BANK
Jan 9, 2020	Deed of Trust, Mortgage · VA Mortgage CHARTER WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2007 · Amount on Record
Deed Sale	Aug 31, 2007 · Amount on Record
Deed Document Number	2007101773
Deed Book / Page	2007 / 101773
Last Transfer Date	Sep 6, 2007
Transfer Doc	0000101773
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	612 RIVERSIDE DR, WATERLOO, NE 68069-9792
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013871
Date	Feb 7, 2022
Instrument	2022013871

Lender

Name	ARBOR BANK
Type	Bank
Address	OMAHA, NE 68130

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	612 RIVERSIDE DR, WATERLOO, NE 68069-9792
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHARTER TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002580
Date	Jan 9, 2020
Instrument	2020002580

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	PAPILLION, NE 68046

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$732,500 (+11.66%) Land $65,000 Building $667,500	$732,500 (+11.66%) Land $65,000 Building $667,500
2024	$9,874.00 (-17.67%)
2023	$11,993.00 (+21.33%)	$656,000 Land $65,000 Building $591,000	$656,000 Land $65,000 Building $591,000
2022	$9,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUGLAS CO SID 177 - RIVERSIDE LAKES private · serves 330 people · EPA ID NE3105508
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	800 / 400
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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