535 Riverside Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 535 Riverside Dr, Waterloo, NE 68069 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,822 sqft · built 1976
Lot Size	0.766 acres (33,400 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2002)
Tax Bill	$6,222 (2024)
Deeds & Mortgages	Apr 2018 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`R2118662584`

Property Details

APN / Parcel Number

Primary APN	`R2118662584`
Alternative APNs	`1866 2584 21` `2118662584`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
Basement Area	2,867 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,400 sqft (0.766 acres)
Lot Dimensions	334 ft deep x 100 ft wide
Terrain	Other
View / Lot	River
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	920 sqft
Deck Area	169 sqft
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2118662584
Street Address	535 RIVERSIDE DR
City	WATERLOO
State	NE
Zip	68069-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE LAKES LOT 280 BLOCK 0 IRREG
Legal Subdivision	RIVERSIDE LAKES
Legal Lot Number	280
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1002
Census Tract	7508

Owner

Source: Douglas County records · APN R2118662584

Assessment roll updated December 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	535 RIVERSIDE DR, WATERLOO, NE 68069-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2002 · Amount on Record
Deed Sale	Aug 24, 2002 · Amount on Record
Deed Document Number	2002 12353
Deed Book / Page	2219 / 719
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	535 RIVERSIDE DR, WATERLOO, NE 68069-9706
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030884
Date	Apr 25, 2018
Instrument	2018030884

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	ELKHORN, NE 68022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated December 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$452,300 (+9.41%) Land $65,000 Building $387,300	$452,300 (+9.41%) Land $65,000 Building $387,300
2024	$6,222.00 (-17.67%)
2023	$7,557.00 (+14.15%)	$413,400 Land $65,000 Building $348,400	$413,400 Land $65,000 Building $348,400
2022	$6,620.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310550075081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 75 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force 46 of 75 on primary residences
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019, rainfall accumulation, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Mar 2019), 39 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 28% of Nebraska
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.