Douglas County property record for 621 Riverside Dr, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 3,543 sqft · built 1979 |
| Lot Size | 0.751 acres (32,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Feb 2019) |
| Tax Bill | $9,361 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1866-2576-21 |
| Primary APN | 1866-2576-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,543 sqft Living Area |
| Gross Area | 4,691 sqft |
| 1st Floor Area | 2,143 sqft |
| Basement Area | 1,720 sqft |
| Finished Basement | 1,400 sqft |
| Unfinished Basement | 320 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,700 sqft (0.751 acres) |
| Lot Dimensions | 327 ft deep x 100 ft wide |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 332 sqft |
| Deck Area | 64 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | R2118662576 |
|---|---|
| Street Address | 621 RIVERSIDE DR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-9793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RIVERSIDE LAKES LOT 276 BLOCK 0 IRREG |
| Legal Subdivision | RIVERSIDE LAKES |
| Legal Lot Number | 276 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 7508 |
Source: Douglas County records · APN 1866-2576-21
Assessment roll updated October 14, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 621 RIVERSIDE DR, WATERLOO, NE 68069-9793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORE BANK |
| Aug 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORE BANK |
| Nov 18, 2019 | Trustee's Deed, Construction Loan · Line of Credit CORE BK |
| Feb 04, 2019 | Grant Deed, Transfer · Conventional Mortgage ALLIANT CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 04, 2019 · Amount on Record |
| Deed Sale | Feb 04, 2019 · Amount on Record |
| Deed Document Number | 20197599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 621 RIVERSIDE DR, WATERLOO, NE 68069-9793 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020011868 |
|---|---|
| Date | Feb 06, 2020 |
| Instrument | 2020011868 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 621 RIVERSIDE DR, WATERLOO, NE 68069-9793 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020082172 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | 2020082172 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Address | 36811 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Nov 18, 2019 |
| Property Address | 621 RIVERSIDE DR, WATERLOO, NE 68069-9793 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 100505 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 621 RIVERSIDE DR WATERLOO NE 680699793, WATERLOO, NE 68069-9793 |
| Document Number | 0000100505 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 100505 |
| Name | CORE BK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Feb 04, 2019 |
| Property Address | 621 RIVERSIDE DR, WATERLOO, NE 68069-9793 |
| Document Number | 0000007599 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 7599 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $731.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 621 RIVERSIDE DR WATERLOO NE 680699793, WATERLOO, NE 68069-9793 |
| Document Number | 7600 |
|---|---|
| Date | Feb 04, 2019 |
| Instrument | 7600 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 03, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Douglas County records · Assessment roll updated October 14, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,361.00 (+11.93%) | $623,400 (+12.2%) Land $65,000 Building $558,400 | $623,400 (+12.2%) Land $65,000 Building $558,400 |
| 2024 | $8,363.00 (-17.66%) | ||
| 2023 | $10,157.00 (+9.77%) | $555,600 Land $65,000 Building $490,600 | $555,600 Land $65,000 Building $490,600 |
| 2022 | $9,253.00 |
Source: FEMA National Flood Hazard Layer as of March 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AMG Technology Investment Group Fixed Wireless | 800 / 400 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Metronet Holdings.
Based on FCC filings for 104 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DOUGLAS CO SID 177 - RIVERSIDE LAKES private · serves 330 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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